▼ 0.50% · 3.625%
HK$3,440
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$109/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$223/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$104/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$213/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$120/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$244/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$115/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$233/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$130/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$267/mo
Deposit HK$604K · loan HK$905K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$125/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$255/mo
Deposit HK$604K · loan HK$905K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,612
−HK$141/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$289/mo
Deposit HK$528K · loan HK$981K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$135/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$277/mo
Deposit HK$528K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$153/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$311/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$297/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,321
−HK$163/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$334/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,741
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$156/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$319/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$174/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$356/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$167/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$340/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$184/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$379/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,681
−HK$177/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$362/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,193
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$196/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,074
−HK$187/mo
Today · 4.125%
HK$7,261
baseline
▲ 0.50% · 4.625%
HK$7,644
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,522/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).