▼ 0.50% · 3.625%
HK$3,678
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$116/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$238/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$111/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$227/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$128/mo
Today · 4.125%
HK$4,300
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$261/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$8,600/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$122/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$726K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$140/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$285/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$134/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$272/mo
Deposit HK$645K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$152/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$309/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$145/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$296/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,310
−HK$162/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$333/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,729
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$156/mo
Today · 4.125%
HK$6,038
baseline
▲ 0.50% · 4.625%
HK$6,357
+HK$319/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,076/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$174/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$357/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$167/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$341/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$186/mo
Today · 4.125%
HK$6,254
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,508/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,547
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,723
−HK$178/mo
Today · 4.125%
HK$6,901
baseline
▲ 0.50% · 4.625%
HK$7,265
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,802/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$198/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,956
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$189/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,827
−HK$209/mo
Today · 4.125%
HK$7,036
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,072/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$200/mo
Today · 4.125%
HK$7,763
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$410/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,526/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).