▼ 0.50% · 3.625%
HK$19,118
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,713
−HK$604/mo
Today · 4.125%
HK$20,317
baseline
▲ 0.50% · 4.625%
HK$21,553
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,634/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,269
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,839
−HK$579/mo
Today · 4.125%
HK$22,418
baseline
▲ 0.50% · 4.625%
HK$23,599
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,836/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,030
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,684
−HK$665/mo
Today · 4.125%
HK$22,349
baseline
▲ 0.50% · 4.625%
HK$23,708
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,698/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,395
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,023
−HK$636/mo
Today · 4.125%
HK$24,659
baseline
▲ 0.50% · 4.625%
HK$25,959
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,318/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,655
−HK$725/mo
Today · 4.125%
HK$24,380
baseline
▲ 0.50% · 4.625%
HK$25,864
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,760/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,522
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,207
−HK$694/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,627
−HK$785/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$28,019
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,649
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,391
−HK$752/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$846/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,730/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$810/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,654/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,677
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,569
−HK$906/mo
Today · 4.125%
HK$30,475
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,855/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,950/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,903
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,759
−HK$868/mo
Today · 4.125%
HK$33,627
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$1,772/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,254/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,589
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,540
−HK$967/mo
Today · 4.125%
HK$32,507
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,014/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,030
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$926/mo
Today · 4.125%
HK$35,868
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$1,891/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,736/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,501
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,512
−HK$1,027/mo
Today · 4.125%
HK$34,539
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$2,101/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,078/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,157
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$984/mo
Today · 4.125%
HK$38,110
baseline
▲ 0.50% · 4.625%
HK$40,119
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,220/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,412
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,483
−HK$1,087/mo
Today · 4.125%
HK$36,570
baseline
▲ 0.50% · 4.625%
HK$38,796
+HK$2,226/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$73,140/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,284
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,310
−HK$1,042/mo
Today · 4.125%
HK$40,352
baseline
▲ 0.50% · 4.625%
HK$42,479
+HK$2,127/mo
Deposit HK$838K · loan HK$7.55M · min. income ≈ HK$80,704/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,525 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).