20/F A3

Tuen Mun District · New Territories West

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Floor

2/F B 437 ft² 2/F C 375 ft² 2/F D 360 ft² 2/F E 395 ft² 2/F F 418 ft² 2/F G 285 ft² 3/F A2 646 ft² 3/F A3 663 ft² 3/F B 474 ft² 3/F C 413 ft² 3/F D 383 ft² 3/F E 431 ft² 3/F F 456 ft² 3/F G 306 ft² 5/F A2 646 ft² 5/F A3 663 ft² 5/F B 474 ft² 5/F C 413 ft² 5/F D 383 ft² 5/F E 431 ft² 5/F F 456 ft² 5/F G 306 ft² 6/F A2 646 ft² 6/F A3 663 ft² 6/F B 474 ft² 6/F C 413 ft² 6/F D 383 ft² 6/F E 431 ft² 6/F F 456 ft² 6/F G 306 ft² 7/F A1 862 ft² 7/F A2 646 ft² 7/F A3 663 ft² 7/F B 474 ft² 7/F C 413 ft² 7/F D 383 ft² 7/F E 431 ft² 7/F F 456 ft² 7/F G 306 ft² 8/F A1 862 ft² 8/F A2 646 ft² 8/F A3 663 ft² 8/F B 474 ft² 8/F C 413 ft² 8/F D 383 ft² 8/F E 431 ft² 8/F F 456 ft² 8/F G 306 ft² 9/F A1 862 ft² 9/F A2 646 ft² 9/F A3 663 ft² 9/F B 474 ft² 9/F C 413 ft² 9/F D 383 ft² 9/F E 431 ft² 9/F F 456 ft² 9/F G 306 ft² 10/F A1 862 ft² 10/F A2 647 ft² 10/F A3 663 ft² 10/F B 474 ft² 10/F C 413 ft² 10/F D 383 ft² 10/F E 431 ft² 10/F F 456 ft² 10/F G 306 ft² 11/F A1 862 ft² 11/F A2 646 ft² 11/F A3 663 ft² 11/F B 474 ft² 11/F C 413 ft² 11/F D 383 ft² 11/F E 431 ft² 11/F F 456 ft² 11/F G 306 ft² 12/F A1 862 ft² 12/F A2 646 ft² 12/F A3 663 ft² 12/F B 474 ft² 12/F C 413 ft² 12/F D 383 ft² 12/F E 431 ft² 12/F F 456 ft² 12/F G 306 ft² 15/F A2 646 ft² 15/F A3 663 ft² 15/F B 474 ft² 15/F C 413 ft² 15/F D 383 ft² 15/F E 431 ft² 15/F F 456 ft² 15/F G 306 ft² 16/F A1 862 ft² 16/F A2 646 ft² 16/F A3 663 ft² 16/F B 474 ft² 16/F C 413 ft² 16/F D 383 ft² 16/F E 431 ft² 16/F F 456 ft² 16/F G 306 ft² 17/F A2 646 ft² 17/F A3 663 ft² 17/F B 474 ft² 17/F C 413 ft² 17/F D 383 ft² 17/F E 431 ft² 17/F F 456 ft² 17/F G 306 ft² 18/F A1 862 ft² 18/F A2 646 ft² 18/F A3 663 ft² 18/F B 474 ft² 18/F C 413 ft² 18/F D 383 ft² 18/F E 431 ft² 18/F F 456 ft² 18/F G 306 ft² 20/F A2 646 ft² 20/F A3 663 ft² 20/F B 474 ft² 20/F C 413 ft² 20/F D 383 ft² 20/F E 431 ft² 20/F F 456 ft² 20/F G 306 ft² 21/F A1 862 ft² 21/F A2 646 ft² 21/F A3 663 ft² 21/F B 474 ft² 21/F C 413 ft² 21/F D 383 ft² 21/F E 431 ft² 21/F F 456 ft² 21/F G 306 ft² 22/F A2 646 ft² 22/F A3 663 ft² 22/F B 474 ft² 22/F C 413 ft² 22/F D 383 ft² 22/F E 431 ft² 22/F F 456 ft² 22/F G 306 ft² 23/F A1 862 ft² 23/F A2 646 ft² 23/F A3 663 ft² 23/F B 474 ft² 23/F C 413 ft² 23/F D 383 ft² 23/F E 431 ft² 23/F F 456 ft² 23/F G 306 ft² 25/F A2 646 ft² 25/F A3 663 ft² 25/F B 474 ft² 25/F C 413 ft² 25/F D 383 ft² 25/F E 431 ft² 25/F F 456 ft² 25/F G 306 ft² 26/F A1 862 ft² 26/F A2 646 ft² 26/F A3 663 ft² 26/F B 474 ft² 26/F C 413 ft² 26/F D 383 ft² 26/F E 431 ft² 26/F F 456 ft² 26/F G 306 ft² 27/F A1 862 ft² 27/F A2 646 ft² 27/F A3 663 ft² 27/F B 474 ft² 27/F C 413 ft² 27/F D 383 ft² 27/F E 431 ft² 27/F F 456 ft² 27/F G 306 ft² 28/F A1 862 ft² 28/F A2 646 ft² 28/F A3 663 ft² 28/F B 474 ft² 28/F C 413 ft² 28/F D 383 ft² 28/F E 431 ft² 28/F F 456 ft² 28/F G 306 ft² 29/F A1 862 ft² 29/F A2 646 ft² 29/F A3 663 ft² 29/F B 474 ft² 29/F C 413 ft² 29/F D 383 ft² 29/F E 431 ft² 29/F F 456 ft² 29/F G 306 ft² 30/F A1 862 ft² 30/F A2 646 ft² 30/F A3 663 ft² 30/F B 474 ft² 30/F C 413 ft² 30/F D 383 ft² 30/F E 431 ft² 30/F F 456 ft² 30/F G 306 ft² 31/F A1 862 ft² 31/F A2 646 ft² 31/F A3 663 ft² 31/F B 474 ft² 31/F C 413 ft² 31/F D 383 ft² 31/F E 431 ft² 31/F F 456 ft² 31/F G 306 ft² 32/F A1 862 ft² 32/F A2 646 ft² 32/F B 474 ft² 32/F C 413 ft² 32/F D 383 ft² 32/F E 431 ft² 32/F F 456 ft² 32/F G 306 ft² 33/F A1 862 ft² 33/F A2 646 ft² 33/F B 474 ft² 33/F C 413 ft² 33/F D 380 ft² 33/F E 431 ft² 33/F F 456 ft² 33/F G 306 ft²

Crescira AVM · estimated value ● Medium confidence

HK$8.57M

≈ HK$12,932 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$857K, with repayments around HK$37,397/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$35,191

−HK$2,206/mo

▼ 0.25% · 3.875%

HK$36,285

−HK$1,112/mo

Today · 4.125%

HK$37,397

baseline

▲ 0.50% · 4.625%

HK$39,673

+HK$2,276/mo

Deposit HK$857K · loan HK$7.72M · min. income ≈ HK$74,794/mo (50% DSR)

Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,213 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: A3
Saleable Area: 663 ft²
District: Tuen Mun District · New Territories West
School net (POA): 70

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-01-02	HK$7.58M	—	HK$11,440	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Ching Chung (Light Rail)

≈ 6 min walk · 449 m

Education

schools within 1 km (7 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Ching Chung Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 26 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com