▼ 0.50% · 3.625%
HK$18,932
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,521
−HK$599/mo
Today · 4.125%
HK$20,120
baseline
▲ 0.50% · 4.625%
HK$21,344
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,240/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,062
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,627
−HK$573/mo
Today · 4.125%
HK$22,200
baseline
▲ 0.50% · 4.625%
HK$23,370
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,400/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,826
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,474
−HK$658/mo
Today · 4.125%
HK$22,132
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,346/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,264/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,790
−HK$630/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,287/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,719
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$718/mo
Today · 4.125%
HK$24,144
baseline
▲ 0.50% · 4.625%
HK$25,613
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,288/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,275
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$688/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,404/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,612
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,378
−HK$778/mo
Today · 4.125%
HK$26,156
baseline
▲ 0.50% · 4.625%
HK$27,747
+HK$1,591/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,312/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,381
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,115
−HK$745/mo
Today · 4.125%
HK$28,860
baseline
▲ 0.50% · 4.625%
HK$30,381
+HK$1,521/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,720/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,330
−HK$838/mo
Today · 4.125%
HK$28,168
baseline
▲ 0.50% · 4.625%
HK$29,882
+HK$1,714/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,336/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,278
−HK$802/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$898/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,836/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,593
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$859/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,055
+HK$1,755/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,292
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$958/mo
Today · 4.125%
HK$32,192
baseline
▲ 0.50% · 4.625%
HK$34,150
+HK$1,958/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,384/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,699
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$917/mo
Today · 4.125%
HK$35,520
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,040/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,185
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,186
−HK$1,017/mo
Today · 4.125%
HK$34,203
baseline
▲ 0.50% · 4.625%
HK$36,285
+HK$2,082/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,406/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,766
−HK$974/mo
Today · 4.125%
HK$37,740
baseline
▲ 0.50% · 4.625%
HK$39,730
+HK$1,990/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,480/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,138
−HK$1,077/mo
Today · 4.125%
HK$36,215
baseline
▲ 0.50% · 4.625%
HK$38,419
+HK$2,204/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,430/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,912
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,929
−HK$1,031/mo
Today · 4.125%
HK$39,960
baseline
▲ 0.50% · 4.625%
HK$42,067
+HK$2,107/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,920/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).