▼ 0.50% · 3.625%
HK$19,773
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,388
−HK$625/mo
Today · 4.125%
HK$21,013
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,278/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,026/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$598/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,408
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,750
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,427
−HK$687/mo
Today · 4.125%
HK$23,114
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,228/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$658/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$26,848
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,727
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$750/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,749
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,396
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,104
−HK$718/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,705
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,504
−HK$812/mo
Today · 4.125%
HK$27,316
baseline
▲ 0.50% · 4.625%
HK$28,979
+HK$1,663/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$54,632/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,363
−HK$778/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,589/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$875/mo
Today · 4.125%
HK$29,418
baseline
▲ 0.50% · 4.625%
HK$31,208
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,836/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,622
−HK$838/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,171
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,659
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,582
−HK$937/mo
Today · 4.125%
HK$31,519
baseline
▲ 0.50% · 4.625%
HK$33,437
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,038/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$898/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,611
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$1,000/mo
Today · 4.125%
HK$33,620
baseline
▲ 0.50% · 4.625%
HK$35,666
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,240/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,139
−HK$958/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,052
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,614
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,659
−HK$1,063/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,895
+HK$2,173/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,398
−HK$1,017/mo
Today · 4.125%
HK$39,415
baseline
▲ 0.50% · 4.625%
HK$41,493
+HK$2,078/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,830/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,591
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$1,125/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,646/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,078/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$43,934
+HK$2,200/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,139 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).