▼ 0.50% · 3.625%
HK$18,898
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,486
−HK$597/mo
Today · 4.125%
HK$20,083
baseline
▲ 0.50% · 4.625%
HK$21,305
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,166/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,024
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,588
−HK$572/mo
Today · 4.125%
HK$22,160
baseline
▲ 0.50% · 4.625%
HK$23,328
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,320/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,788
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,435
−HK$657/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,436
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,127
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,747
−HK$629/mo
Today · 4.125%
HK$24,376
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,752/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,678
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,383
−HK$717/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,567
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,906
−HK$686/mo
Today · 4.125%
HK$26,592
baseline
▲ 0.50% · 4.625%
HK$27,994
+HK$1,402/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$53,184/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$776/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,589/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,331
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$744/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,281
−HK$836/mo
Today · 4.125%
HK$28,117
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,234/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,223
−HK$801/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,659
+HK$1,635/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,347
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,229
−HK$896/mo
Today · 4.125%
HK$30,125
baseline
▲ 0.50% · 4.625%
HK$31,958
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,250/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,536
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,382
−HK$858/mo
Today · 4.125%
HK$33,240
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$1,752/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,480/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,237
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$955/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,639
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$915/mo
Today · 4.125%
HK$35,456
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,912/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,127
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,126
−HK$1,016/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,741
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$972/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$1,986/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,017
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,075
−HK$1,075/mo
Today · 4.125%
HK$36,150
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$2,200/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,300/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,844
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,029/mo
Today · 4.125%
HK$39,888
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,103/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,776/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,635 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).