▼ 0.50% · 3.625%
HK$19,176
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$606/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,619
+HK$1,240/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$581/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,094
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,750
−HK$666/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,780
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,096
−HK$638/mo
Today · 4.125%
HK$24,734
baseline
▲ 0.50% · 4.625%
HK$26,038
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.63M · min. income ≈ HK$49,468/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,011
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,727
−HK$727/mo
Today · 4.125%
HK$24,454
baseline
▲ 0.50% · 4.625%
HK$25,942
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,908/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,600
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,286
−HK$697/mo
Today · 4.125%
HK$26,983
baseline
▲ 0.50% · 4.625%
HK$28,405
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,966/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,929
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$788/mo
Today · 4.125%
HK$26,492
baseline
▲ 0.50% · 4.625%
HK$28,104
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,984/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,733
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,477
−HK$754/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$30,772
+HK$1,541/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,846
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$848/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,667
−HK$813/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,764
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,659
−HK$909/mo
Today · 4.125%
HK$30,568
baseline
▲ 0.50% · 4.625%
HK$32,428
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,136/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,000
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$871/mo
Today · 4.125%
HK$33,729
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$1,777/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,458/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,682
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$970/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$929/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,599
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,613
−HK$1,031/mo
Today · 4.125%
HK$34,644
baseline
▲ 0.50% · 4.625%
HK$36,752
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,288/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,266
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$987/mo
Today · 4.125%
HK$38,226
baseline
▲ 0.50% · 4.625%
HK$40,241
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,452/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$1,090/mo
Today · 4.125%
HK$36,681
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,362/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,430
−HK$1,044/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).