▼ 0.50% · 3.625%
HK$19,827
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,444
−HK$627/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,353
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$600/mo
Today · 4.125%
HK$23,249
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,498/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,810
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$690/mo
Today · 4.125%
HK$23,178
baseline
▲ 0.50% · 4.625%
HK$24,588
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,356/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,914
−HK$660/mo
Today · 4.125%
HK$25,574
baseline
▲ 0.50% · 4.625%
HK$26,922
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,148/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,793
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,533
−HK$752/mo
Today · 4.125%
HK$25,285
baseline
▲ 0.50% · 4.625%
HK$26,823
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,570/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,469
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,179
−HK$720/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,370
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,775
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$815/mo
Today · 4.125%
HK$27,392
baseline
▲ 0.50% · 4.625%
HK$29,059
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,784/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$780/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$31,817
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,622
−HK$877/mo
Today · 4.125%
HK$29,499
baseline
▲ 0.50% · 4.625%
HK$31,294
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$58,998/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,881
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$840/mo
Today · 4.125%
HK$32,549
baseline
▲ 0.50% · 4.625%
HK$34,265
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,098/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,086
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$900/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,724
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,710
−HK$1,003/mo
Today · 4.125%
HK$33,713
baseline
▲ 0.50% · 4.625%
HK$35,764
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,426/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,292
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,239
−HK$960/mo
Today · 4.125%
HK$37,199
baseline
▲ 0.50% · 4.625%
HK$39,160
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,398/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,706
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$1,065/mo
Today · 4.125%
HK$35,820
baseline
▲ 0.50% · 4.625%
HK$38,000
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,640/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,498
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,020/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,607
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,689
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,799
−HK$1,128/mo
Today · 4.125%
HK$37,927
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,308/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,854/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,704
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,769
−HK$1,080/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,055
+HK$2,206/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).