▼ 0.50% · 3.625%
HK$19,582
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,191
−HK$619/mo
Today · 4.125%
HK$20,810
baseline
▲ 0.50% · 4.625%
HK$22,076
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,620/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$593/mo
Today · 4.125%
HK$22,962
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,924/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,540
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$681/mo
Today · 4.125%
HK$22,891
baseline
▲ 0.50% · 4.625%
HK$24,284
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,782/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,606
−HK$652/mo
Today · 4.125%
HK$25,258
baseline
▲ 0.50% · 4.625%
HK$26,589
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,516/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$743/mo
Today · 4.125%
HK$24,972
baseline
▲ 0.50% · 4.625%
HK$26,492
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,944/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,142
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,843
−HK$711/mo
Today · 4.125%
HK$27,554
baseline
▲ 0.50% · 4.625%
HK$29,007
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,108/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$804/mo
Today · 4.125%
HK$27,053
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,106/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,320
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$770/mo
Today · 4.125%
HK$29,850
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,700/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,268
−HK$866/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,907
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,499
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,317
−HK$830/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$33,841
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,373
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,287
−HK$928/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$33,115
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,677
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$889/mo
Today · 4.125%
HK$34,443
baseline
▲ 0.50% · 4.625%
HK$36,258
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,886/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,331
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$990/mo
Today · 4.125%
HK$33,296
baseline
▲ 0.50% · 4.625%
HK$35,322
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,592/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,856
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,791
−HK$948/mo
Today · 4.125%
HK$36,739
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,478/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,290
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,325
−HK$1,052/mo
Today · 4.125%
HK$35,377
baseline
▲ 0.50% · 4.625%
HK$37,530
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,754/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,034
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,028
−HK$1,007/mo
Today · 4.125%
HK$39,035
baseline
▲ 0.50% · 4.625%
HK$41,093
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,070/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$1,114/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,737
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,066/mo
Today · 4.125%
HK$41,331
baseline
▲ 0.50% · 4.625%
HK$43,510
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,662/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,631 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).