▼ 0.50% · 3.625%
HK$19,580
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,189
−HK$618/mo
Today · 4.125%
HK$20,807
baseline
▲ 0.50% · 4.625%
HK$22,074
+HK$1,267/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,782
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$593/mo
Today · 4.125%
HK$22,959
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,918/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,538
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,208
−HK$680/mo
Today · 4.125%
HK$22,888
baseline
▲ 0.50% · 4.625%
HK$24,281
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,776/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,960
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$652/mo
Today · 4.125%
HK$25,255
baseline
▲ 0.50% · 4.625%
HK$26,586
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,510/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$743/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$711/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,003
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,454
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$805/mo
Today · 4.125%
HK$27,050
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,100/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,076
−HK$771/mo
Today · 4.125%
HK$29,847
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,573/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,694/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,264
−HK$866/mo
Today · 4.125%
HK$29,130
baseline
▲ 0.50% · 4.625%
HK$30,903
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,260/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$830/mo
Today · 4.125%
HK$32,143
baseline
▲ 0.50% · 4.625%
HK$33,837
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,286/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,369
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$928/mo
Today · 4.125%
HK$31,211
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,422/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$888/mo
Today · 4.125%
HK$34,438
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,876/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,327
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,302
−HK$990/mo
Today · 4.125%
HK$33,292
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,584/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,786
−HK$948/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,671
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$1,052/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,007/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,243
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$1,113/mo
Today · 4.125%
HK$37,453
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,906/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,259
−HK$1,067/mo
Today · 4.125%
HK$41,326
baseline
▲ 0.50% · 4.625%
HK$43,505
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,652/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,599 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).