▼ 0.50% · 3.625%
HK$14,611
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,066
−HK$461/mo
Today · 4.125%
HK$15,527
baseline
▲ 0.50% · 4.625%
HK$16,472
+HK$945/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,054/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,255
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,691
−HK$442/mo
Today · 4.125%
HK$17,133
baseline
▲ 0.50% · 4.625%
HK$18,036
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,266/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,072
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,572
−HK$508/mo
Today · 4.125%
HK$17,080
baseline
▲ 0.50% · 4.625%
HK$18,119
+HK$1,039/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,160/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,880
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$486/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,840
+HK$994/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,533
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,079
−HK$554/mo
Today · 4.125%
HK$18,633
baseline
▲ 0.50% · 4.625%
HK$19,767
+HK$1,134/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,266/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$531/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,643
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,995
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,585
−HK$601/mo
Today · 4.125%
HK$20,186
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,228/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$40,372/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,131
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,698
−HK$575/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,174/mo
Deposit HK$2.24M · loan HK$4.17M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$646/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$23,061
+HK$1,323/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$619/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,265/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,599
−HK$692/mo
Today · 4.125%
HK$23,291
baseline
▲ 0.50% · 4.625%
HK$24,708
+HK$1,417/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$46,582/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,382
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,036
−HK$663/mo
Today · 4.125%
HK$25,699
baseline
▲ 0.50% · 4.625%
HK$27,054
+HK$1,355/mo
Deposit HK$1.60M · loan HK$4.81M · min. income ≈ HK$51,398/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$739/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,512/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$708/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,445/mo
Deposit HK$1.28M · loan HK$5.13M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,612
−HK$785/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$28,003
+HK$1,606/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$752/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,535/mo
Deposit HK$961K · loan HK$5.45M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,300
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$831/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,650
+HK$1,701/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,259
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$796/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,465
+HK$1,626/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,770 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).