▼ 0.50% · 3.625%
HK$19,397
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,000
−HK$613/mo
Today · 4.125%
HK$20,613
baseline
▲ 0.50% · 4.625%
HK$21,867
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,226/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,579
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,157
−HK$587/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$23,943
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,336
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$674/mo
Today · 4.125%
HK$22,674
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,348/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,736
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,373
−HK$646/mo
Today · 4.125%
HK$25,019
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,038/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,276
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$736/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,894
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$704/mo
Today · 4.125%
HK$27,293
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,586/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,216
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$797/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,427
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$763/mo
Today · 4.125%
HK$29,568
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,136/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,155
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,000
−HK$858/mo
Today · 4.125%
HK$28,858
baseline
▲ 0.50% · 4.625%
HK$30,614
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,716/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,210
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,020
−HK$822/mo
Today · 4.125%
HK$31,842
baseline
▲ 0.50% · 4.625%
HK$33,521
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,684/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,095
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$920/mo
Today · 4.125%
HK$30,920
baseline
▲ 0.50% · 4.625%
HK$32,801
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,840/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,368
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,236
−HK$881/mo
Today · 4.125%
HK$34,117
baseline
▲ 0.50% · 4.625%
HK$35,915
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,234/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,035
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$981/mo
Today · 4.125%
HK$32,981
baseline
▲ 0.50% · 4.625%
HK$34,988
+HK$2,007/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$65,962/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,526
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$939/mo
Today · 4.125%
HK$36,391
baseline
▲ 0.50% · 4.625%
HK$38,309
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,782/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,974
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,000
−HK$1,042/mo
Today · 4.125%
HK$35,042
baseline
▲ 0.50% · 4.625%
HK$37,174
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,084/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,684
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$999/mo
Today · 4.125%
HK$38,666
baseline
▲ 0.50% · 4.625%
HK$40,704
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,332/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,914
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$1,103/mo
Today · 4.125%
HK$37,103
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,206/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,883
−HK$1,057/mo
Today · 4.125%
HK$40,940
baseline
▲ 0.50% · 4.625%
HK$43,098
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,880/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,191 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).