▼ 0.50% · 3.625%
HK$22,102
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,790
−HK$698/mo
Today · 4.125%
HK$23,488
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,976/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$669/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,312
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$768/mo
Today · 4.125%
HK$25,837
baseline
▲ 0.50% · 4.625%
HK$27,409
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,674/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,047
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$735/mo
Today · 4.125%
HK$28,508
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,016/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,523
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,348
−HK$838/mo
Today · 4.125%
HK$28,186
baseline
▲ 0.50% · 4.625%
HK$29,901
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,372/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$803/mo
Today · 4.125%
HK$31,100
baseline
▲ 0.50% · 4.625%
HK$32,740
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,200/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$908/mo
Today · 4.125%
HK$30,535
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,070/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,965
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,822
−HK$870/mo
Today · 4.125%
HK$33,692
baseline
▲ 0.50% · 4.625%
HK$35,468
+HK$1,776/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,384/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,943
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$978/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,884
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$937/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,153
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,184
−HK$1,048/mo
Today · 4.125%
HK$35,232
baseline
▲ 0.50% · 4.625%
HK$37,376
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,464/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,883
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,872
−HK$1,003/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$40,924
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,363
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,463
−HK$1,118/mo
Today · 4.125%
HK$37,581
baseline
▲ 0.50% · 4.625%
HK$39,868
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,162/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,341
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,397
−HK$1,070/mo
Today · 4.125%
HK$41,467
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,934/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,188/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,359
+HK$2,429/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,800
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,921
−HK$1,138/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,784
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,021
−HK$1,258/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,851
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,259
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,446
−HK$1,204/mo
Today · 4.125%
HK$46,650
baseline
▲ 0.50% · 4.625%
HK$49,109
+HK$2,459/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,300/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,282 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).