▼ 0.50% · 3.625%
HK$13,477
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,897
−HK$426/mo
Today · 4.125%
HK$14,323
baseline
▲ 0.50% · 4.625%
HK$15,194
+HK$871/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,646/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,994
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,396
−HK$408/mo
Today · 4.125%
HK$15,804
baseline
▲ 0.50% · 4.625%
HK$16,637
+HK$833/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,608/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,825
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,286
−HK$469/mo
Today · 4.125%
HK$15,755
baseline
▲ 0.50% · 4.625%
HK$16,714
+HK$959/mo
Deposit HK$2.66M · loan HK$3.25M · min. income ≈ HK$31,510/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,493
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,935
−HK$449/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,300
+HK$916/mo
Deposit HK$2.66M · loan HK$3.25M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,173
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,676
−HK$511/mo
Today · 4.125%
HK$17,187
baseline
▲ 0.50% · 4.625%
HK$18,233
+HK$1,046/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,374/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,992
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,475
−HK$489/mo
Today · 4.125%
HK$18,964
baseline
▲ 0.50% · 4.625%
HK$19,964
+HK$1,000/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,928/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,521
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,066
−HK$553/mo
Today · 4.125%
HK$18,619
baseline
▲ 0.50% · 4.625%
HK$19,752
+HK$1,133/mo
Deposit HK$2.07M · loan HK$3.84M · min. income ≈ HK$37,238/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,492
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$531/mo
Today · 4.125%
HK$20,545
baseline
▲ 0.50% · 4.625%
HK$21,628
+HK$1,083/mo
Deposit HK$2.07M · loan HK$3.84M · min. income ≈ HK$41,090/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,868
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,455
−HK$597/mo
Today · 4.125%
HK$20,052
baseline
▲ 0.50% · 4.625%
HK$21,272
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,104/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,991
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,554
−HK$571/mo
Today · 4.125%
HK$22,125
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,250/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,216
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,845
−HK$639/mo
Today · 4.125%
HK$21,484
baseline
▲ 0.50% · 4.625%
HK$22,791
+HK$1,307/mo
Deposit HK$1.48M · loan HK$4.43M · min. income ≈ HK$42,968/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,490
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$612/mo
Today · 4.125%
HK$23,705
baseline
▲ 0.50% · 4.625%
HK$24,955
+HK$1,250/mo
Deposit HK$1.48M · loan HK$4.43M · min. income ≈ HK$47,410/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$681/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,311
+HK$1,395/mo
Deposit HK$1.18M · loan HK$4.73M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,990
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$653/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,619
+HK$1,333/mo
Deposit HK$1.18M · loan HK$4.73M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,912
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,624
−HK$724/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,482/mo
Deposit HK$887K · loan HK$5.02M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,489
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,173
−HK$693/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,416/mo
Deposit HK$887K · loan HK$5.02M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,259
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$767/mo
Today · 4.125%
HK$25,781
baseline
▲ 0.50% · 4.625%
HK$27,349
+HK$1,568/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,562/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,988
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$734/mo
Today · 4.125%
HK$28,446
baseline
▲ 0.50% · 4.625%
HK$29,946
+HK$1,500/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,892/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,987 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).