▼ 0.50% · 3.625%
HK$21,153
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,811
−HK$668/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$641/mo
Today · 4.125%
HK$24,804
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,608/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,268
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,992
−HK$735/mo
Today · 4.125%
HK$24,727
baseline
▲ 0.50% · 4.625%
HK$26,232
+HK$1,505/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,454/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,886
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,580
−HK$704/mo
Today · 4.125%
HK$27,284
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,568/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,383
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,173
−HK$802/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,239
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$768/mo
Today · 4.125%
HK$29,764
baseline
▲ 0.50% · 4.625%
HK$31,333
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,528/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$869/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$31,001
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$832/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,614
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$936/mo
Today · 4.125%
HK$31,471
baseline
▲ 0.50% · 4.625%
HK$33,386
+HK$1,915/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,942/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,945
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,829
−HK$896/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,556
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,729
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,716
−HK$1,003/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,771
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,299
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$961/mo
Today · 4.125%
HK$37,206
baseline
▲ 0.50% · 4.625%
HK$39,167
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,412/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$1,070/mo
Today · 4.125%
HK$35,967
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$2,188/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,934/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,652
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,024/mo
Today · 4.125%
HK$39,686
baseline
▲ 0.50% · 4.625%
HK$41,778
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,372/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,960
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,078
−HK$1,137/mo
Today · 4.125%
HK$38,215
baseline
▲ 0.50% · 4.625%
HK$40,540
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,430/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,005
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,078
−HK$1,088/mo
Today · 4.125%
HK$42,166
baseline
▲ 0.50% · 4.625%
HK$44,389
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,332/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,075
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,204/mo
Today · 4.125%
HK$40,463
baseline
▲ 0.50% · 4.625%
HK$42,925
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,926/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,358
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,494
−HK$1,153/mo
Today · 4.125%
HK$44,647
baseline
▲ 0.50% · 4.625%
HK$47,000
+HK$2,353/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,294/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).