▼ 0.50% · 3.625%
HK$13,074
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,481
−HK$413/mo
Today · 4.125%
HK$13,894
baseline
▲ 0.50% · 4.625%
HK$14,739
+HK$845/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,788/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,545
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,935
−HK$395/mo
Today · 4.125%
HK$15,330
baseline
▲ 0.50% · 4.625%
HK$16,138
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,660/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,381
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,829
−HK$454/mo
Today · 4.125%
HK$15,283
baseline
▲ 0.50% · 4.625%
HK$16,213
+HK$930/mo
Deposit HK$2.58M · loan HK$3.15M · min. income ≈ HK$30,566/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,999
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,428
−HK$435/mo
Today · 4.125%
HK$16,863
baseline
▲ 0.50% · 4.625%
HK$17,752
+HK$889/mo
Deposit HK$2.58M · loan HK$3.15M · min. income ≈ HK$33,726/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,689
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,177
−HK$495/mo
Today · 4.125%
HK$16,672
baseline
▲ 0.50% · 4.625%
HK$17,687
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,344/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,453
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,921
−HK$475/mo
Today · 4.125%
HK$18,396
baseline
▲ 0.50% · 4.625%
HK$19,366
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,792/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,996
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,525
−HK$537/mo
Today · 4.125%
HK$18,062
baseline
▲ 0.50% · 4.625%
HK$19,161
+HK$1,099/mo
Deposit HK$2.01M · loan HK$3.73M · min. income ≈ HK$36,124/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,908
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,415
−HK$514/mo
Today · 4.125%
HK$19,929
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,051/mo
Deposit HK$2.01M · loan HK$3.73M · min. income ≈ HK$39,858/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,303
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,873
−HK$578/mo
Today · 4.125%
HK$19,451
baseline
▲ 0.50% · 4.625%
HK$20,635
+HK$1,184/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,902/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,362
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,908
−HK$554/mo
Today · 4.125%
HK$21,462
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,132/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,924/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,611
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,221
−HK$620/mo
Today · 4.125%
HK$20,841
baseline
▲ 0.50% · 4.625%
HK$22,109
+HK$1,268/mo
Deposit HK$1.43M · loan HK$4.30M · min. income ≈ HK$41,682/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,402
−HK$593/mo
Today · 4.125%
HK$22,995
baseline
▲ 0.50% · 4.625%
HK$24,208
+HK$1,213/mo
Deposit HK$1.43M · loan HK$4.30M · min. income ≈ HK$45,990/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,918
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,569
−HK$661/mo
Today · 4.125%
HK$22,230
baseline
▲ 0.50% · 4.625%
HK$23,583
+HK$1,353/mo
Deposit HK$1.15M · loan HK$4.59M · min. income ≈ HK$44,460/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,895
−HK$633/mo
Today · 4.125%
HK$24,528
baseline
▲ 0.50% · 4.625%
HK$25,821
+HK$1,293/mo
Deposit HK$1.15M · loan HK$4.59M · min. income ≈ HK$49,056/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$702/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,437/mo
Deposit HK$860K · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$673/mo
Today · 4.125%
HK$26,062
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,373/mo
Deposit HK$860K · loan HK$4.87M · min. income ≈ HK$52,124/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,533
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,265
−HK$744/mo
Today · 4.125%
HK$25,009
baseline
▲ 0.50% · 4.625%
HK$26,530
+HK$1,521/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,018/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,882
−HK$713/mo
Today · 4.125%
HK$27,595
baseline
▲ 0.50% · 4.625%
HK$29,049
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,190/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,004 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).