▼ 0.50% · 3.625%
HK$21,167
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,825
−HK$669/mo
Today · 4.125%
HK$22,494
baseline
▲ 0.50% · 4.625%
HK$23,863
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,988/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,179
−HK$641/mo
Today · 4.125%
HK$24,820
baseline
▲ 0.50% · 4.625%
HK$26,128
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,640/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$735/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,597
−HK$705/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,400
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,190
−HK$803/mo
Today · 4.125%
HK$26,993
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,986/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,015
−HK$769/mo
Today · 4.125%
HK$29,784
baseline
▲ 0.50% · 4.625%
HK$31,354
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,568/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,517
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,373
−HK$869/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$31,022
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$833/mo
Today · 4.125%
HK$32,266
baseline
▲ 0.50% · 4.625%
HK$33,967
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,532/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$937/mo
Today · 4.125%
HK$31,492
baseline
▲ 0.50% · 4.625%
HK$33,408
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,984/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,967
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,851
−HK$897/mo
Today · 4.125%
HK$34,748
baseline
▲ 0.50% · 4.625%
HK$36,580
+HK$1,832/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,496/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,738
−HK$1,003/mo
Today · 4.125%
HK$33,741
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,482/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,322
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,269
−HK$961/mo
Today · 4.125%
HK$37,230
baseline
▲ 0.50% · 4.625%
HK$39,192
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,460/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,920
−HK$1,070/mo
Today · 4.125%
HK$35,990
baseline
▲ 0.50% · 4.625%
HK$38,180
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$71,980/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,676
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,687
−HK$1,025/mo
Today · 4.125%
HK$39,712
baseline
▲ 0.50% · 4.625%
HK$41,805
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,424/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,103
−HK$1,137/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,567
+HK$2,327/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,031
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,089/mo
Today · 4.125%
HK$42,194
baseline
▲ 0.50% · 4.625%
HK$44,418
+HK$2,224/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,388/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,100
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,285
−HK$1,204/mo
Today · 4.125%
HK$40,489
baseline
▲ 0.50% · 4.625%
HK$42,953
+HK$2,464/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,978/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,386
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,523
−HK$1,153/mo
Today · 4.125%
HK$44,676
baseline
▲ 0.50% · 4.625%
HK$47,031
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,352/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,260 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).