▼ 0.50% · 3.625%
HK$21,178
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$669/mo
Today · 4.125%
HK$22,506
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,370/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,296
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,021
−HK$736/mo
Today · 4.125%
HK$24,757
baseline
▲ 0.50% · 4.625%
HK$26,264
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,514/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,917
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,612
−HK$705/mo
Today · 4.125%
HK$27,317
baseline
▲ 0.50% · 4.625%
HK$28,757
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,634/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,414
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,205
−HK$803/mo
Today · 4.125%
HK$27,008
baseline
▲ 0.50% · 4.625%
HK$28,651
+HK$1,643/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,016/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,273
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,031
−HK$769/mo
Today · 4.125%
HK$29,800
baseline
▲ 0.50% · 4.625%
HK$31,371
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,600/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,532
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$870/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$31,039
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,629
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$834/mo
Today · 4.125%
HK$32,284
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,568/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$937/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,985
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,870
−HK$897/mo
Today · 4.125%
HK$34,767
baseline
▲ 0.50% · 4.625%
HK$36,600
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,534/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,756
−HK$1,004/mo
Today · 4.125%
HK$33,760
baseline
▲ 0.50% · 4.625%
HK$35,814
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,520/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$961/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,885
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,939
−HK$1,071/mo
Today · 4.125%
HK$36,010
baseline
▲ 0.50% · 4.625%
HK$38,201
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,020/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,697
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,026/mo
Today · 4.125%
HK$39,734
baseline
▲ 0.50% · 4.625%
HK$41,828
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,468/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,003
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,123
−HK$1,138/mo
Today · 4.125%
HK$38,261
baseline
▲ 0.50% · 4.625%
HK$40,589
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,522/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,053
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,127
−HK$1,090/mo
Today · 4.125%
HK$42,217
baseline
▲ 0.50% · 4.625%
HK$44,443
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,434/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,121
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,205/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,977
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,409
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,154/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).