▼ 0.50% · 3.625%
HK$20,676
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$654/mo
Today · 4.125%
HK$21,973
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,946/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,002
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,619
−HK$626/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,278/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,744
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$719/mo
Today · 4.125%
HK$24,170
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,340/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,302
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$688/mo
Today · 4.125%
HK$26,669
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,812
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$784/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,603
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,343
−HK$751/mo
Today · 4.125%
HK$29,094
baseline
▲ 0.50% · 4.625%
HK$30,627
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,188/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,879
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,715
−HK$850/mo
Today · 4.125%
HK$28,565
baseline
▲ 0.50% · 4.625%
HK$30,303
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,130/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,903
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$813/mo
Today · 4.125%
HK$31,518
baseline
▲ 0.50% · 4.625%
HK$33,180
+HK$1,662/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,036/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,947
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,847
−HK$915/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,203
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,067
−HK$876/mo
Today · 4.125%
HK$33,943
baseline
▲ 0.50% · 4.625%
HK$35,732
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,886/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,014
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,979
−HK$980/mo
Today · 4.125%
HK$32,959
baseline
▲ 0.50% · 4.625%
HK$34,965
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,918/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,503
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,429
−HK$938/mo
Today · 4.125%
HK$36,367
baseline
▲ 0.50% · 4.625%
HK$38,284
+HK$1,917/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,734/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$1,046/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,296
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,791
−HK$1,001/mo
Today · 4.125%
HK$38,792
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,045/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,584/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,150
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$1,111/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,104
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,064/mo
Today · 4.125%
HK$41,216
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,173/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,432/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,217
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,375
−HK$1,176/mo
Today · 4.125%
HK$39,551
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,102/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,404
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,514
−HK$1,127/mo
Today · 4.125%
HK$43,641
baseline
▲ 0.50% · 4.625%
HK$45,941
+HK$2,300/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,282/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).