▼ 0.50% · 3.625%
HK$20,384
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,019
−HK$644/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$617/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,163
+HK$1,260/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,423
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,120
−HK$709/mo
Today · 4.125%
HK$23,829
baseline
▲ 0.50% · 4.625%
HK$25,279
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$47,658/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,945
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$679/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,679
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.92M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$773/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,577
+HK$1,582/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,943
−HK$740/mo
Today · 4.125%
HK$28,683
baseline
▲ 0.50% · 4.625%
HK$30,195
+HK$1,512/mo
Deposit HK$3.58M · loan HK$5.36M · min. income ≈ HK$57,366/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,500
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,324
−HK$838/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,875
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,271
−HK$802/mo
Today · 4.125%
HK$31,073
baseline
▲ 0.50% · 4.625%
HK$32,711
+HK$1,638/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,146/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,538
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$902/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$32,173
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,748
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$864/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,577
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$966/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,977/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$925/mo
Today · 4.125%
HK$35,854
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$1,890/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,708/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,615
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,630
−HK$1,030/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,769
+HK$2,109/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,284
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,257
−HK$987/mo
Today · 4.125%
HK$38,244
baseline
▲ 0.50% · 4.625%
HK$40,260
+HK$2,016/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,488/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,654
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,731
−HK$1,096/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,067
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,049/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$42,776
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,692
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,160/mo
Today · 4.125%
HK$38,993
baseline
▲ 0.50% · 4.625%
HK$41,366
+HK$2,373/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$77,986/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,819
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,111/mo
Today · 4.125%
HK$43,025
baseline
▲ 0.50% · 4.625%
HK$45,293
+HK$2,268/mo
Deposit HK$894K · loan HK$8.05M · min. income ≈ HK$86,050/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,187 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).