▼ 0.50% · 3.625%
HK$21,309
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$674/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$24,024
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$645/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,304
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,440
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$741/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,426
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,077
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,777
−HK$709/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$28,935
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,571
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,367
−HK$808/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,828
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,350/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,448
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,211
−HK$774/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,565
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,702
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,564
−HK$875/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$31,231
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,818
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,645
−HK$838/mo
Today · 4.125%
HK$32,483
baseline
▲ 0.50% · 4.625%
HK$34,196
+HK$1,713/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,966/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,833
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,761
−HK$943/mo
Today · 4.125%
HK$31,704
baseline
▲ 0.50% · 4.625%
HK$33,633
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,408/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,189
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,079
−HK$903/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$36,826
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,964
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,958
−HK$1,011/mo
Today · 4.125%
HK$33,969
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$2,066/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,938/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$968/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,457
+HK$1,976/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,095
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$1,077/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,438
+HK$2,205/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,032/mo
Today · 4.125%
HK$39,980
baseline
▲ 0.50% · 4.625%
HK$42,087
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,960/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,353
−HK$1,145/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,840
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,301
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,382
−HK$1,096/mo
Today · 4.125%
HK$42,478
baseline
▲ 0.50% · 4.625%
HK$44,717
+HK$2,239/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,956/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,357
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,212/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$43,243
+HK$2,481/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,672
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,161/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,348
+HK$2,371/mo
Deposit HK$935K · loan HK$8.41M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).