▼ 0.50% · 3.625%
HK$15,354
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,832
−HK$485/mo
Today · 4.125%
HK$16,317
baseline
▲ 0.50% · 4.625%
HK$17,310
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,634/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,540
−HK$464/mo
Today · 4.125%
HK$18,004
baseline
▲ 0.50% · 4.625%
HK$18,953
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,008/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,890
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,415
−HK$534/mo
Today · 4.125%
HK$17,949
baseline
▲ 0.50% · 4.625%
HK$19,041
+HK$1,092/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,898/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,790
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,294
−HK$511/mo
Today · 4.125%
HK$19,805
baseline
▲ 0.50% · 4.625%
HK$20,849
+HK$1,044/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,610/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,425
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,998
−HK$583/mo
Today · 4.125%
HK$19,581
baseline
▲ 0.50% · 4.625%
HK$20,772
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,162/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,498
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,048
−HK$557/mo
Today · 4.125%
HK$21,605
baseline
▲ 0.50% · 4.625%
HK$22,744
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,210/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,961
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,581
−HK$631/mo
Today · 4.125%
HK$21,212
baseline
▲ 0.50% · 4.625%
HK$22,503
+HK$1,291/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,424/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,206
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$604/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,639
+HK$1,233/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,165
−HK$679/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,234
+HK$1,390/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,914
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,555
−HK$651/mo
Today · 4.125%
HK$25,206
baseline
▲ 0.50% · 4.625%
HK$26,535
+HK$1,329/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,412/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,748
−HK$728/mo
Today · 4.125%
HK$24,476
baseline
▲ 0.50% · 4.625%
HK$25,965
+HK$1,489/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$48,952/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,622
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,309
−HK$698/mo
Today · 4.125%
HK$27,007
baseline
▲ 0.50% · 4.625%
HK$28,430
+HK$1,423/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$54,014/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,567
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,331
−HK$776/mo
Today · 4.125%
HK$26,107
baseline
▲ 0.50% · 4.625%
HK$27,696
+HK$1,589/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$52,214/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,063
−HK$744/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,325
+HK$1,518/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,102
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,914
−HK$825/mo
Today · 4.125%
HK$27,739
baseline
▲ 0.50% · 4.625%
HK$29,427
+HK$1,688/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,478/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,039
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,817
−HK$790/mo
Today · 4.125%
HK$30,607
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,614/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,214/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,638
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,497
−HK$874/mo
Today · 4.125%
HK$29,371
baseline
▲ 0.50% · 4.625%
HK$31,158
+HK$1,787/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,742/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,747
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,571
−HK$837/mo
Today · 4.125%
HK$32,408
baseline
▲ 0.50% · 4.625%
HK$34,116
+HK$1,708/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,816/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,008 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).