▼ 0.50% · 3.625%
HK$16,003
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,501
−HK$506/mo
Today · 4.125%
HK$17,007
baseline
▲ 0.50% · 4.625%
HK$18,042
+HK$1,035/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,014/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,803
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,281
−HK$484/mo
Today · 4.125%
HK$18,765
baseline
▲ 0.50% · 4.625%
HK$19,754
+HK$989/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,530/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,603
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,151
−HK$556/mo
Today · 4.125%
HK$18,707
baseline
▲ 0.50% · 4.625%
HK$19,846
+HK$1,139/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$37,414/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,584
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,109
−HK$533/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,730
+HK$1,088/mo
Deposit HK$3.16M · loan HK$3.86M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,204
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,801
−HK$607/mo
Today · 4.125%
HK$20,408
baseline
▲ 0.50% · 4.625%
HK$21,650
+HK$1,242/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$40,816/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,364
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$581/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,187/mo
Deposit HK$2.81M · loan HK$4.21M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,804
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$658/mo
Today · 4.125%
HK$22,109
baseline
▲ 0.50% · 4.625%
HK$23,454
+HK$1,345/mo
Deposit HK$2.46M · loan HK$4.56M · min. income ≈ HK$44,218/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,765
−HK$630/mo
Today · 4.125%
HK$24,395
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,286/mo
Deposit HK$2.46M · loan HK$4.56M · min. income ≈ HK$48,790/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,101
−HK$708/mo
Today · 4.125%
HK$23,809
baseline
▲ 0.50% · 4.625%
HK$25,258
+HK$1,449/mo
Deposit HK$2.11M · loan HK$4.91M · min. income ≈ HK$47,618/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,925
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,593
−HK$678/mo
Today · 4.125%
HK$26,271
baseline
▲ 0.50% · 4.625%
HK$27,656
+HK$1,385/mo
Deposit HK$2.11M · loan HK$4.91M · min. income ≈ HK$52,542/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,005
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,751
−HK$759/mo
Today · 4.125%
HK$25,510
baseline
▲ 0.50% · 4.625%
HK$27,062
+HK$1,552/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$51,020/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,705
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,421
−HK$727/mo
Today · 4.125%
HK$28,148
baseline
▲ 0.50% · 4.625%
HK$29,632
+HK$1,484/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$56,296/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$809/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,655/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$775/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,607
+HK$1,583/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,205
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$859/mo
Today · 4.125%
HK$28,911
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,760/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,822/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,266
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,077
−HK$824/mo
Today · 4.125%
HK$31,901
baseline
▲ 0.50% · 4.625%
HK$33,582
+HK$1,681/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,802/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,806
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,702
−HK$910/mo
Today · 4.125%
HK$30,612
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,863/mo
Deposit HK$702K · loan HK$6.32M · min. income ≈ HK$61,224/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,046
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$871/mo
Today · 4.125%
HK$33,777
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$1,781/mo
Deposit HK$702K · loan HK$6.32M · min. income ≈ HK$67,554/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$210,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).