▼ 0.50% · 3.625%
HK$21,748
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,425
−HK$687/mo
Today · 4.125%
HK$23,112
baseline
▲ 0.50% · 4.625%
HK$24,518
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,224/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,195
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,844
−HK$658/mo
Today · 4.125%
HK$25,502
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,004/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,923
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$756/mo
Today · 4.125%
HK$25,423
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,846/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,328
−HK$724/mo
Today · 4.125%
HK$28,052
baseline
▲ 0.50% · 4.625%
HK$29,531
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,104/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,098
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,910
−HK$824/mo
Today · 4.125%
HK$27,734
baseline
▲ 0.50% · 4.625%
HK$29,422
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,468/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,034
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,812
−HK$790/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,215
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,273
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,152
−HK$894/mo
Today · 4.125%
HK$30,046
baseline
▲ 0.50% · 4.625%
HK$31,874
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,092/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$855/mo
Today · 4.125%
HK$33,152
baseline
▲ 0.50% · 4.625%
HK$34,900
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,304/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,395
−HK$962/mo
Today · 4.125%
HK$32,357
baseline
▲ 0.50% · 4.625%
HK$34,326
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,714/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,873
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$922/mo
Today · 4.125%
HK$35,703
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,406/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,622
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$1,031/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,292
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$988/mo
Today · 4.125%
HK$38,253
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,506/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,797
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,879
−HK$1,100/mo
Today · 4.125%
HK$36,979
baseline
▲ 0.50% · 4.625%
HK$39,229
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,958/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,711
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,750
−HK$1,053/mo
Today · 4.125%
HK$40,803
baseline
▲ 0.50% · 4.625%
HK$42,954
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,606/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,972
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,122
−HK$1,168/mo
Today · 4.125%
HK$39,290
baseline
▲ 0.50% · 4.625%
HK$41,681
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,580/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,131
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,234
−HK$1,119/mo
Today · 4.125%
HK$43,353
baseline
▲ 0.50% · 4.625%
HK$45,638
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,706/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,147
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,238/mo
Today · 4.125%
HK$41,602
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,204/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,550
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,718
−HK$1,185/mo
Today · 4.125%
HK$45,903
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,420/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,806/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,761 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).