▼ 0.50% · 3.625%
HK$21,716
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$687/mo
Today · 4.125%
HK$23,078
baseline
▲ 0.50% · 4.625%
HK$24,482
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,156/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,159
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,807
−HK$657/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$26,806
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$755/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,930
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$723/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,487
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,059
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,870
−HK$823/mo
Today · 4.125%
HK$27,693
baseline
▲ 0.50% · 4.625%
HK$29,378
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,386/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,990
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,768
−HK$789/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,167
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,231
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,109
−HK$892/mo
Today · 4.125%
HK$30,001
baseline
▲ 0.50% · 4.625%
HK$31,826
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,002/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$854/mo
Today · 4.125%
HK$33,103
baseline
▲ 0.50% · 4.625%
HK$34,848
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,206/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,402
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$961/mo
Today · 4.125%
HK$32,309
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,618/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,822
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,729
−HK$920/mo
Today · 4.125%
HK$35,649
baseline
▲ 0.50% · 4.625%
HK$37,528
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,298/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,574
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,587
−HK$1,029/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,723
+HK$2,107/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,238
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,210
−HK$986/mo
Today · 4.125%
HK$38,196
baseline
▲ 0.50% · 4.625%
HK$40,209
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,392/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,745
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,826
−HK$1,098/mo
Today · 4.125%
HK$36,924
baseline
▲ 0.50% · 4.625%
HK$39,171
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,848/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,654
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,690
−HK$1,052/mo
Today · 4.125%
HK$40,742
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,148/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,484/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,917
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,167/mo
Today · 4.125%
HK$39,232
baseline
▲ 0.50% · 4.625%
HK$41,619
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,464/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,070
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,118/mo
Today · 4.125%
HK$43,289
baseline
▲ 0.50% · 4.625%
HK$45,570
+HK$2,281/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,578/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,088
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,236/mo
Today · 4.125%
HK$41,540
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,080/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,486
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,652
−HK$1,183/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,251
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,341 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).