▼ 0.50% · 3.625%
HK$21,702
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,377
−HK$686/mo
Today · 4.125%
HK$23,063
baseline
▲ 0.50% · 4.625%
HK$24,466
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,126/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$657/mo
Today · 4.125%
HK$25,447
baseline
▲ 0.50% · 4.625%
HK$26,789
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,894/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$755/mo
Today · 4.125%
HK$25,369
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,738/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,269
−HK$723/mo
Today · 4.125%
HK$27,992
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,984/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,042
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,852
−HK$823/mo
Today · 4.125%
HK$27,675
baseline
▲ 0.50% · 4.625%
HK$29,359
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,350/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,971
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$789/mo
Today · 4.125%
HK$30,537
baseline
▲ 0.50% · 4.625%
HK$32,146
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,074/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,212
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,090
−HK$891/mo
Today · 4.125%
HK$29,981
baseline
▲ 0.50% · 4.625%
HK$31,806
+HK$1,825/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,962/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,386
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$853/mo
Today · 4.125%
HK$33,081
baseline
▲ 0.50% · 4.625%
HK$34,825
+HK$1,744/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,162/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,382
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,327
−HK$961/mo
Today · 4.125%
HK$32,288
baseline
▲ 0.50% · 4.625%
HK$34,252
+HK$1,964/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,576/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,800
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,707
−HK$919/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,504
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,552
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$1,029/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,699
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,214
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,186
−HK$985/mo
Today · 4.125%
HK$38,171
baseline
▲ 0.50% · 4.625%
HK$40,183
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,342/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,723
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$1,097/mo
Today · 4.125%
HK$36,900
baseline
▲ 0.50% · 4.625%
HK$39,145
+HK$2,245/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,800/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,629
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,051/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$42,862
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,166/mo
Today · 4.125%
HK$39,206
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,386/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,412/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,043
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,116/mo
Today · 4.125%
HK$43,260
baseline
▲ 0.50% · 4.625%
HK$45,541
+HK$2,281/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,520/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,063
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,278
−HK$1,235/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$44,039
+HK$2,526/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,457
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,623
−HK$1,182/mo
Today · 4.125%
HK$45,805
baseline
▲ 0.50% · 4.625%
HK$48,219
+HK$2,414/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,610/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,721 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).