▼ 0.50% · 3.625%
HK$21,758
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,435
−HK$688/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,530
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,206
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,855
−HK$659/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$26,859
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,934
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,679
−HK$756/mo
Today · 4.125%
HK$25,435
baseline
▲ 0.50% · 4.625%
HK$26,983
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,870/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,341
−HK$724/mo
Today · 4.125%
HK$28,065
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,130/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,110
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,922
−HK$825/mo
Today · 4.125%
HK$27,747
baseline
▲ 0.50% · 4.625%
HK$29,436
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,494/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,047
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$791/mo
Today · 4.125%
HK$30,617
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,234/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,286
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,166
−HK$894/mo
Today · 4.125%
HK$30,060
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,120/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$856/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,462
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,409
−HK$963/mo
Today · 4.125%
HK$32,372
baseline
▲ 0.50% · 4.625%
HK$34,342
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,744/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,888
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,797
−HK$922/mo
Today · 4.125%
HK$35,719
baseline
▲ 0.50% · 4.625%
HK$37,602
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,438/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,638
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,653
−HK$1,031/mo
Today · 4.125%
HK$34,684
baseline
▲ 0.50% · 4.625%
HK$36,795
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,368/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,309
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,283
−HK$988/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,813
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,896
−HK$1,101/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,768
−HK$1,054/mo
Today · 4.125%
HK$40,822
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,644/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,989
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,140
−HK$1,169/mo
Today · 4.125%
HK$39,309
baseline
▲ 0.50% · 4.625%
HK$41,701
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,618/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,150
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,254
−HK$1,119/mo
Today · 4.125%
HK$43,373
baseline
▲ 0.50% · 4.625%
HK$45,660
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,746/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,165
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,383
−HK$1,238/mo
Today · 4.125%
HK$41,621
baseline
▲ 0.50% · 4.625%
HK$44,154
+HK$2,533/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,242/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,571
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,739
−HK$1,186/mo
Today · 4.125%
HK$45,925
baseline
▲ 0.50% · 4.625%
HK$48,346
+HK$2,421/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,850/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).