▼ 0.50% · 3.625%
HK$16,079
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,579
−HK$508/mo
Today · 4.125%
HK$17,087
baseline
▲ 0.50% · 4.625%
HK$18,127
+HK$1,040/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,174/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,887
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,367
−HK$487/mo
Today · 4.125%
HK$18,854
baseline
▲ 0.50% · 4.625%
HK$19,847
+HK$993/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,708/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,686
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,237
−HK$559/mo
Today · 4.125%
HK$18,796
baseline
▲ 0.50% · 4.625%
HK$19,939
+HK$1,143/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,592/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,676
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,204
−HK$535/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$21,832
+HK$1,093/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$610/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,752
+HK$1,248/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,465
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,040
−HK$584/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$23,817
+HK$1,193/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,902
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$661/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,352/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,877
−HK$633/mo
Today · 4.125%
HK$24,510
baseline
▲ 0.50% · 4.625%
HK$25,802
+HK$1,292/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$49,020/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,510
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,210
−HK$712/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,377
+HK$1,455/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,042
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$681/mo
Today · 4.125%
HK$26,395
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,391/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,790/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$762/mo
Today · 4.125%
HK$25,630
baseline
▲ 0.50% · 4.625%
HK$27,190
+HK$1,560/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$51,260/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$730/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,726
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,526
−HK$813/mo
Today · 4.125%
HK$27,339
baseline
▲ 0.50% · 4.625%
HK$29,003
+HK$1,664/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,678/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,620
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,387
−HK$779/mo
Today · 4.125%
HK$30,166
baseline
▲ 0.50% · 4.625%
HK$31,756
+HK$1,590/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,332/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,767/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,408
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$827/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,690/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,842
−HK$914/mo
Today · 4.125%
HK$30,756
baseline
▲ 0.50% · 4.625%
HK$32,628
+HK$1,872/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,512/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,197
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,061
−HK$876/mo
Today · 4.125%
HK$33,937
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$1,788/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,874/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).