▼ 0.50% · 3.625%
HK$22,188
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,878
−HK$702/mo
Today · 4.125%
HK$23,580
baseline
▲ 0.50% · 4.625%
HK$25,014
+HK$1,434/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,160/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,684
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,346
−HK$672/mo
Today · 4.125%
HK$26,018
baseline
▲ 0.50% · 4.625%
HK$27,389
+HK$1,371/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,036/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$772/mo
Today · 4.125%
HK$25,938
baseline
▲ 0.50% · 4.625%
HK$27,516
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,876/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,153
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,881
−HK$739/mo
Today · 4.125%
HK$28,620
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,240/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$842/mo
Today · 4.125%
HK$28,296
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,592/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$806/mo
Today · 4.125%
HK$31,221
baseline
▲ 0.50% · 4.625%
HK$32,867
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,442/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,845
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$912/mo
Today · 4.125%
HK$30,654
baseline
▲ 0.50% · 4.625%
HK$32,519
+HK$1,865/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$61,308/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$873/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$1,783/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,064
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,030
−HK$981/mo
Today · 4.125%
HK$33,011
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$2,009/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,022/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,558
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$940/mo
Today · 4.125%
HK$36,425
baseline
▲ 0.50% · 4.625%
HK$38,345
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,850/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,282
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$1,051/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$2,153/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,026
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,019
−HK$1,008/mo
Today · 4.125%
HK$39,027
baseline
▲ 0.50% · 4.625%
HK$41,084
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,054/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,501
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,605
−HK$1,122/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$40,023
+HK$2,296/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,495
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,554
−HK$1,074/mo
Today · 4.125%
HK$41,628
baseline
▲ 0.50% · 4.625%
HK$43,823
+HK$2,195/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,256/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,720
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,893
−HK$1,192/mo
Today · 4.125%
HK$40,085
baseline
▲ 0.50% · 4.625%
HK$42,524
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,170/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,963
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,089
−HK$1,141/mo
Today · 4.125%
HK$44,230
baseline
▲ 0.50% · 4.625%
HK$46,562
+HK$2,332/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,460/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,262/mo
Today · 4.125%
HK$42,443
baseline
▲ 0.50% · 4.625%
HK$45,026
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,886/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,432
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,623
−HK$1,209/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,469/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).