▼ 0.50% · 3.625%
HK$22,098
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$698/mo
Today · 4.125%
HK$23,484
baseline
▲ 0.50% · 4.625%
HK$24,913
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,968/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,584
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,243
−HK$669/mo
Today · 4.125%
HK$25,912
baseline
▲ 0.50% · 4.625%
HK$27,278
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,824/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,308
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,064
−HK$768/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,404
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,042
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,768
−HK$735/mo
Today · 4.125%
HK$28,503
baseline
▲ 0.50% · 4.625%
HK$30,006
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,006/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,518
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,343
−HK$838/mo
Today · 4.125%
HK$28,181
baseline
▲ 0.50% · 4.625%
HK$29,895
+HK$1,714/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$56,362/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,292
−HK$803/mo
Today · 4.125%
HK$31,095
baseline
▲ 0.50% · 4.625%
HK$32,734
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$62,190/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,728
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,621
−HK$908/mo
Today · 4.125%
HK$30,529
baseline
▲ 0.50% · 4.625%
HK$32,387
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,058/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,959
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$870/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,461
+HK$1,775/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,937
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,900
−HK$977/mo
Today · 4.125%
HK$32,877
baseline
▲ 0.50% · 4.625%
HK$34,878
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,754/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,418
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,341
−HK$936/mo
Today · 4.125%
HK$36,277
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,554/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,147
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$1,048/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$2,143/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,865
−HK$1,003/mo
Today · 4.125%
HK$38,868
baseline
▲ 0.50% · 4.625%
HK$40,917
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,736/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,357
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,457
−HK$1,117/mo
Today · 4.125%
HK$37,574
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,148/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,334
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,389
−HK$1,070/mo
Today · 4.125%
HK$41,459
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,918/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,567
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,188/mo
Today · 4.125%
HK$39,923
baseline
▲ 0.50% · 4.625%
HK$42,352
+HK$2,429/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,846/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,793
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,914
−HK$1,137/mo
Today · 4.125%
HK$44,051
baseline
▲ 0.50% · 4.625%
HK$46,373
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,102/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,777
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,014
−HK$1,257/mo
Today · 4.125%
HK$42,271
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,542/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,438
−HK$1,204/mo
Today · 4.125%
HK$46,642
baseline
▲ 0.50% · 4.625%
HK$49,100
+HK$2,458/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,284/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).