▼ 0.50% · 3.625%
HK$21,133
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,791
−HK$667/mo
Today · 4.125%
HK$22,458
baseline
▲ 0.50% · 4.625%
HK$23,825
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,916/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,510
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,141
−HK$640/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,087
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$734/mo
Today · 4.125%
HK$24,704
baseline
▲ 0.50% · 4.625%
HK$26,207
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,408/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,861
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$704/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,360
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,149
−HK$801/mo
Today · 4.125%
HK$26,950
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,900/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,969
−HK$768/mo
Today · 4.125%
HK$29,737
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,474/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,473
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$868/mo
Today · 4.125%
HK$29,196
baseline
▲ 0.50% · 4.625%
HK$30,972
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,392/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,564
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,383
−HK$832/mo
Today · 4.125%
HK$32,215
baseline
▲ 0.50% · 4.625%
HK$33,913
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,430/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,507
−HK$935/mo
Today · 4.125%
HK$31,442
baseline
▲ 0.50% · 4.625%
HK$33,355
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,884/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,797
−HK$896/mo
Today · 4.125%
HK$34,693
baseline
▲ 0.50% · 4.625%
HK$36,522
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,386/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,700
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,686
−HK$1,002/mo
Today · 4.125%
HK$33,688
baseline
▲ 0.50% · 4.625%
HK$35,737
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,376/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,266
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,211
−HK$960/mo
Today · 4.125%
HK$37,171
baseline
▲ 0.50% · 4.625%
HK$39,130
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,342/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,813
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,865
−HK$1,068/mo
Today · 4.125%
HK$35,933
baseline
▲ 0.50% · 4.625%
HK$38,120
+HK$2,187/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,866/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,617
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,023/mo
Today · 4.125%
HK$39,649
baseline
▲ 0.50% · 4.625%
HK$41,739
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,298/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,926
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,044
−HK$1,135/mo
Today · 4.125%
HK$38,179
baseline
▲ 0.50% · 4.625%
HK$40,502
+HK$2,323/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,358/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,968
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,040
−HK$1,087/mo
Today · 4.125%
HK$42,127
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,254/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,223
−HK$1,202/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,319
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,454
−HK$1,151/mo
Today · 4.125%
HK$44,605
baseline
▲ 0.50% · 4.625%
HK$46,956
+HK$2,351/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,210/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).