▼ 0.50% · 3.625%
HK$21,968
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$695/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,766
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,439
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$665/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,357/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$763/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$732/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,493/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$833/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,719
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$798/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,559
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$902/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,771
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,623
−HK$865/mo
Today · 4.125%
HK$33,488
baseline
▲ 0.50% · 4.625%
HK$35,253
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,976/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,755
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$972/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$931/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$1,042/mo
Today · 4.125%
HK$35,019
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,038/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,642
−HK$997/mo
Today · 4.125%
HK$38,639
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,278/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,149
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,111/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$2,273/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,063/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,173/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,346
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,507
−HK$1,181/mo
Today · 4.125%
HK$39,688
baseline
▲ 0.50% · 4.625%
HK$42,103
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,376/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,547
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,661
−HK$1,130/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,100
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,543
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,249/mo
Today · 4.125%
HK$42,022
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,044/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,991
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,171
−HK$1,196/mo
Today · 4.125%
HK$46,367
baseline
▲ 0.50% · 4.625%
HK$48,811
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,734/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).