▼ 0.50% · 3.625%
HK$21,278
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,940
−HK$672/mo
Today · 4.125%
HK$22,612
baseline
▲ 0.50% · 4.625%
HK$23,988
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,224/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$644/mo
Today · 4.125%
HK$24,950
baseline
▲ 0.50% · 4.625%
HK$26,266
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,900/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$740/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$708/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$28,892
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,534
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,328
−HK$807/mo
Today · 4.125%
HK$27,135
baseline
▲ 0.50% · 4.625%
HK$28,786
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,270/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,406
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,168
−HK$773/mo
Today · 4.125%
HK$29,941
baseline
▲ 0.50% · 4.625%
HK$31,519
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,882/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,661
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,522
−HK$874/mo
Today · 4.125%
HK$29,396
baseline
▲ 0.50% · 4.625%
HK$31,185
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,792/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,773
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$838/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,145
+HK$1,709/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,716
−HK$941/mo
Today · 4.125%
HK$31,657
baseline
▲ 0.50% · 4.625%
HK$33,583
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,314/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,140
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$902/mo
Today · 4.125%
HK$34,931
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,862/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,910
−HK$1,008/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,507
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$966/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,398
+HK$1,972/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,381
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,874
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,031/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,173
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,298
−HK$1,143/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,242
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,095/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,300
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,492
−HK$1,210/mo
Today · 4.125%
HK$40,702
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,404/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,752
−HK$1,159/mo
Today · 4.125%
HK$44,911
baseline
▲ 0.50% · 4.625%
HK$47,278
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,822/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).