▼ 0.50% · 3.625%
HK$15,803
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,295
−HK$499/mo
Today · 4.125%
HK$16,794
baseline
▲ 0.50% · 4.625%
HK$17,816
+HK$1,022/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,588/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,581
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,052
−HK$479/mo
Today · 4.125%
HK$18,531
baseline
▲ 0.50% · 4.625%
HK$19,508
+HK$977/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,062/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,384
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,924
−HK$550/mo
Today · 4.125%
HK$18,474
baseline
▲ 0.50% · 4.625%
HK$19,598
+HK$1,124/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,948/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,339
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,858
−HK$526/mo
Today · 4.125%
HK$20,384
baseline
▲ 0.50% · 4.625%
HK$21,458
+HK$1,074/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,964
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,554
−HK$599/mo
Today · 4.125%
HK$20,153
baseline
▲ 0.50% · 4.625%
HK$21,379
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,306/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,097
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,663
−HK$574/mo
Today · 4.125%
HK$22,237
baseline
▲ 0.50% · 4.625%
HK$23,409
+HK$1,172/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,474/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,329/mo
Deposit HK$2.43M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$622/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,270/mo
Deposit HK$2.43M · loan HK$4.50M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,124
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,813
−HK$699/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,943
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,613
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$670/mo
Today · 4.125%
HK$25,943
baseline
▲ 0.50% · 4.625%
HK$27,311
+HK$1,368/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,886/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$749/mo
Today · 4.125%
HK$25,191
baseline
▲ 0.50% · 4.625%
HK$26,724
+HK$1,533/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$50,382/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,371
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$717/mo
Today · 4.125%
HK$27,796
baseline
▲ 0.50% · 4.625%
HK$29,261
+HK$1,465/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$55,592/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$799/mo
Today · 4.125%
HK$26,871
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,635/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$53,742/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$765/mo
Today · 4.125%
HK$29,649
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,563/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$59,298/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,701
−HK$849/mo
Today · 4.125%
HK$28,550
baseline
▲ 0.50% · 4.625%
HK$30,287
+HK$1,737/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,100/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,888
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,689
−HK$813/mo
Today · 4.125%
HK$31,502
baseline
▲ 0.50% · 4.625%
HK$33,163
+HK$1,661/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$63,004/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,446
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$899/mo
Today · 4.125%
HK$30,230
baseline
▲ 0.50% · 4.625%
HK$32,069
+HK$1,839/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,460/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,646
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,494
−HK$861/mo
Today · 4.125%
HK$33,355
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$1,759/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$66,710/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,914 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).