▼ 0.50% · 3.625%
HK$18,633
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,213
−HK$589/mo
Today · 4.125%
HK$19,802
baseline
▲ 0.50% · 4.625%
HK$21,007
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,604/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,730
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,285
−HK$564/mo
Today · 4.125%
HK$21,849
baseline
▲ 0.50% · 4.625%
HK$23,001
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,698/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,134
−HK$648/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$620/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,301
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$706/mo
Today · 4.125%
HK$23,762
baseline
▲ 0.50% · 4.625%
HK$25,208
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,524/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,875
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,543
−HK$676/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,601
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,223
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,977
−HK$766/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,671
−HK$733/mo
Today · 4.125%
HK$28,404
baseline
▲ 0.50% · 4.625%
HK$29,902
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,808/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,898
−HK$825/mo
Today · 4.125%
HK$27,723
baseline
▲ 0.50% · 4.625%
HK$29,410
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,446/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,021
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,800
−HK$789/mo
Today · 4.125%
HK$30,589
baseline
▲ 0.50% · 4.625%
HK$32,202
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,178/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,950
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$883/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,510
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,094
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,928
−HK$846/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,741
−HK$942/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,611
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,167
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,057
−HK$902/mo
Today · 4.125%
HK$34,959
baseline
▲ 0.50% · 4.625%
HK$36,802
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,918/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,677
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,662
−HK$1,001/mo
Today · 4.125%
HK$33,663
baseline
▲ 0.50% · 4.625%
HK$35,712
+HK$2,049/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,326/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,240
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$959/mo
Today · 4.125%
HK$37,144
baseline
▲ 0.50% · 4.625%
HK$39,102
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,288/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,540
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,060/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$2,169/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,313
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,314
−HK$1,015/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,402
+HK$2,073/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).