▼ 0.50% · 3.625%
HK$16,642
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,160
−HK$526/mo
Today · 4.125%
HK$17,686
baseline
▲ 0.50% · 4.625%
HK$18,762
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,372/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,514
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,011
−HK$504/mo
Today · 4.125%
HK$19,515
baseline
▲ 0.50% · 4.625%
HK$20,543
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,030/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,306
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,876
−HK$578/mo
Today · 4.125%
HK$19,454
baseline
▲ 0.50% · 4.625%
HK$20,638
+HK$1,184/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,908/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,366
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,912
−HK$554/mo
Today · 4.125%
HK$21,466
baseline
▲ 0.50% · 4.625%
HK$22,597
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,932/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,971
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,592
−HK$631/mo
Today · 4.125%
HK$21,223
baseline
▲ 0.50% · 4.625%
HK$22,514
+HK$1,291/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,446/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,217
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,813
−HK$604/mo
Today · 4.125%
HK$23,417
baseline
▲ 0.50% · 4.625%
HK$24,652
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,834/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,635
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,308
−HK$684/mo
Today · 4.125%
HK$22,992
baseline
▲ 0.50% · 4.625%
HK$24,390
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,984/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,069
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,714
−HK$655/mo
Today · 4.125%
HK$25,369
baseline
▲ 0.50% · 4.625%
HK$26,706
+HK$1,337/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,738/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,299
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,024
−HK$736/mo
Today · 4.125%
HK$24,760
baseline
▲ 0.50% · 4.625%
HK$26,267
+HK$1,507/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,520/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,920
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,615
−HK$705/mo
Today · 4.125%
HK$27,320
baseline
▲ 0.50% · 4.625%
HK$28,760
+HK$1,440/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,640/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,963
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$789/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$28,143
+HK$1,614/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,516
−HK$756/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,543/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,456
−HK$841/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,722/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,623
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$806/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,646/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,292
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,172
−HK$894/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,829/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,318
−HK$857/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$1,748/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,956
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$946/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,771
+HK$1,937/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,326
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$907/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$36,978
+HK$1,852/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,952 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).