▼ 0.50% · 3.625%
HK$15,945
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,441
−HK$504/mo
Today · 4.125%
HK$16,945
baseline
▲ 0.50% · 4.625%
HK$17,976
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,890/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,739
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,215
−HK$482/mo
Today · 4.125%
HK$18,697
baseline
▲ 0.50% · 4.625%
HK$19,683
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,394/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$555/mo
Today · 4.125%
HK$18,640
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,134/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$531/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,651
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,134
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$605/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,571
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$579/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,619
+HK$1,182/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$627/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,323
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$705/mo
Today · 4.125%
HK$23,723
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,446/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,834
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$676/mo
Today · 4.125%
HK$26,176
baseline
▲ 0.50% · 4.625%
HK$27,556
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,352/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,918
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,662
−HK$756/mo
Today · 4.125%
HK$25,418
baseline
▲ 0.50% · 4.625%
HK$26,964
+HK$1,546/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,836/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,608
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,322
−HK$724/mo
Today · 4.125%
HK$28,046
baseline
▲ 0.50% · 4.625%
HK$29,524
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,092/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$806/mo
Today · 4.125%
HK$27,112
baseline
▲ 0.50% · 4.625%
HK$28,762
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,224/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$773/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,492
+HK$1,576/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,107
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$857/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,559
+HK$1,752/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$820/mo
Today · 4.125%
HK$31,785
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,676/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,570/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,701
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,594
−HK$907/mo
Today · 4.125%
HK$30,501
baseline
▲ 0.50% · 4.625%
HK$32,357
+HK$1,856/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$61,002/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,930
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,786
−HK$869/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,429
+HK$1,774/mo
Deposit HK$699K · loan HK$6.29M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).