▼ 0.50% · 3.625%
HK$20,342
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,975
−HK$643/mo
Today · 4.125%
HK$21,618
baseline
▲ 0.50% · 4.625%
HK$22,933
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,236/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,630
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,237
−HK$616/mo
Today · 4.125%
HK$23,853
baseline
▲ 0.50% · 4.625%
HK$25,110
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,706/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,072
−HK$707/mo
Today · 4.125%
HK$23,779
baseline
▲ 0.50% · 4.625%
HK$25,226
+HK$1,447/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$47,558/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,893
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,561
−HK$677/mo
Today · 4.125%
HK$26,238
baseline
▲ 0.50% · 4.625%
HK$27,621
+HK$1,383/mo
Deposit HK$4.01M · loan HK$4.91M · min. income ≈ HK$52,476/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,170
−HK$771/mo
Today · 4.125%
HK$25,941
baseline
▲ 0.50% · 4.625%
HK$27,519
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,882/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,156
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,885
−HK$738/mo
Today · 4.125%
HK$28,623
baseline
▲ 0.50% · 4.625%
HK$30,132
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,246/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$836/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,813
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,419
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$801/mo
Today · 4.125%
HK$31,009
baseline
▲ 0.50% · 4.625%
HK$32,643
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,018/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,365
−HK$900/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,841/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$862/mo
Today · 4.125%
HK$33,394
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,788/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,462
−HK$964/mo
Today · 4.125%
HK$32,426
baseline
▲ 0.50% · 4.625%
HK$34,399
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,852/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,945
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,856
−HK$923/mo
Today · 4.125%
HK$35,779
baseline
▲ 0.50% · 4.625%
HK$37,665
+HK$1,886/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,558/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,547
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$1,029/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,693
+HK$2,105/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,208
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,179
−HK$985/mo
Today · 4.125%
HK$38,164
baseline
▲ 0.50% · 4.625%
HK$40,176
+HK$2,012/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,328/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,581
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$1,093/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$2,236/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,471
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,503
−HK$1,047/mo
Today · 4.125%
HK$40,550
baseline
▲ 0.50% · 4.625%
HK$42,687
+HK$2,137/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,100/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,615
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,754
−HK$1,158/mo
Today · 4.125%
HK$38,912
baseline
▲ 0.50% · 4.625%
HK$41,279
+HK$2,367/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,824/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,734
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,827
−HK$1,108/mo
Today · 4.125%
HK$42,935
baseline
▲ 0.50% · 4.625%
HK$45,198
+HK$2,263/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,870/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).