▼ 0.50% · 3.625%
HK$19,455
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,060
−HK$615/mo
Today · 4.125%
HK$20,675
baseline
▲ 0.50% · 4.625%
HK$21,933
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,350/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$589/mo
Today · 4.125%
HK$22,813
baseline
▲ 0.50% · 4.625%
HK$24,016
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,626/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,401
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,066
−HK$677/mo
Today · 4.125%
HK$22,743
baseline
▲ 0.50% · 4.625%
HK$24,127
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,486/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,808
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,447
−HK$647/mo
Today · 4.125%
HK$25,094
baseline
▲ 0.50% · 4.625%
HK$26,417
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,188/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,346
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$738/mo
Today · 4.125%
HK$24,810
baseline
▲ 0.50% · 4.625%
HK$26,320
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,620/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,973
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$707/mo
Today · 4.125%
HK$27,376
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,752/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,079
−HK$799/mo
Today · 4.125%
HK$26,878
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,756/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,137
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,891
−HK$766/mo
Today · 4.125%
HK$29,657
baseline
▲ 0.50% · 4.625%
HK$31,220
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,314/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,237
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$860/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,114
−HK$824/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$922/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,900
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,466
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$884/mo
Today · 4.125%
HK$34,220
baseline
▲ 0.50% · 4.625%
HK$36,023
+HK$1,803/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,440/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,128
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,097
−HK$983/mo
Today · 4.125%
HK$33,080
baseline
▲ 0.50% · 4.625%
HK$35,093
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,160/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,630
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,559
−HK$942/mo
Today · 4.125%
HK$36,501
baseline
▲ 0.50% · 4.625%
HK$38,425
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,002/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,794
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,781
−HK$1,001/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$1,106/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,959
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,060/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,228
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).