▼ 0.50% · 3.625%
HK$18,987
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,578
−HK$600/mo
Today · 4.125%
HK$20,178
baseline
▲ 0.50% · 4.625%
HK$21,405
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,356/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,123
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,689
−HK$575/mo
Today · 4.125%
HK$22,264
baseline
▲ 0.50% · 4.625%
HK$23,437
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,528/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,886
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,535
−HK$660/mo
Today · 4.125%
HK$22,195
baseline
▲ 0.50% · 4.625%
HK$23,546
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,390/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,858
−HK$632/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,784
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,493
−HK$720/mo
Today · 4.125%
HK$24,213
baseline
▲ 0.50% · 4.625%
HK$25,686
+HK$1,473/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,426/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,347
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$690/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,125
+HK$1,408/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,451
−HK$780/mo
Today · 4.125%
HK$26,231
baseline
▲ 0.50% · 4.625%
HK$27,827
+HK$1,596/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,462/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,196
−HK$747/mo
Today · 4.125%
HK$28,943
baseline
▲ 0.50% · 4.625%
HK$30,469
+HK$1,526/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,886/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,409
−HK$840/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,967
+HK$1,718/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$805/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$32,812
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,480
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,366
−HK$900/mo
Today · 4.125%
HK$30,266
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,842/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,532/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$862/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,156
+HK$1,760/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,379
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,324
−HK$960/mo
Today · 4.125%
HK$32,284
baseline
▲ 0.50% · 4.625%
HK$34,248
+HK$1,964/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,568/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,796
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,703
−HK$919/mo
Today · 4.125%
HK$35,622
baseline
▲ 0.50% · 4.625%
HK$37,500
+HK$1,878/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,244/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,282
−HK$1,020/mo
Today · 4.125%
HK$34,302
baseline
▲ 0.50% · 4.625%
HK$36,389
+HK$2,087/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,604/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,909
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,872
−HK$977/mo
Today · 4.125%
HK$37,849
baseline
▲ 0.50% · 4.625%
HK$39,844
+HK$1,995/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,698/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,176
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$833K · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,021
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,034/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,187
+HK$2,112/mo
Deposit HK$833K · loan HK$7.49M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,800 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).