▼ 0.50% · 3.625%
HK$19,032
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,624
−HK$601/mo
Today · 4.125%
HK$20,225
baseline
▲ 0.50% · 4.625%
HK$21,456
+HK$1,231/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,450/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,173
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,740
−HK$576/mo
Today · 4.125%
HK$22,316
baseline
▲ 0.50% · 4.625%
HK$23,493
+HK$1,177/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,935
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,586
−HK$662/mo
Today · 4.125%
HK$22,248
baseline
▲ 0.50% · 4.625%
HK$23,601
+HK$1,353/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,496/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,914
−HK$634/mo
Today · 4.125%
HK$24,548
baseline
▲ 0.50% · 4.625%
HK$25,842
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,096/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$722/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,747
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$692/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,191
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$782/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$749/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,541
+HK$1,530/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$842/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$30,038
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,642
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$807/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$903/mo
Today · 4.125%
HK$30,338
baseline
▲ 0.50% · 4.625%
HK$32,184
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,676/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,759
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,611
−HK$864/mo
Today · 4.125%
HK$33,475
baseline
▲ 0.50% · 4.625%
HK$35,239
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,950/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,451
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,398
−HK$962/mo
Today · 4.125%
HK$32,360
baseline
▲ 0.50% · 4.625%
HK$34,329
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,720/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,876
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$921/mo
Today · 4.125%
HK$35,706
baseline
▲ 0.50% · 4.625%
HK$37,588
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,412/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,354
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,360
−HK$1,023/mo
Today · 4.125%
HK$34,383
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,766/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,993
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$979/mo
Today · 4.125%
HK$37,938
baseline
▲ 0.50% · 4.625%
HK$39,938
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,876/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,257
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,323
−HK$1,082/mo
Today · 4.125%
HK$36,405
baseline
▲ 0.50% · 4.625%
HK$38,620
+HK$2,215/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,810/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,111
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,133
−HK$1,037/mo
Today · 4.125%
HK$40,170
baseline
▲ 0.50% · 4.625%
HK$42,287
+HK$2,117/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,340/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).