▼ 0.50% · 3.625%
HK$16,552
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,067
−HK$523/mo
Today · 4.125%
HK$17,590
baseline
▲ 0.50% · 4.625%
HK$18,660
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,180/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,414
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,908
−HK$501/mo
Today · 4.125%
HK$19,409
baseline
▲ 0.50% · 4.625%
HK$20,432
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,818/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,207
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,773
−HK$576/mo
Today · 4.125%
HK$19,349
baseline
▲ 0.50% · 4.625%
HK$20,526
+HK$1,177/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$38,698/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,255
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,798
−HK$552/mo
Today · 4.125%
HK$21,350
baseline
▲ 0.50% · 4.625%
HK$22,475
+HK$1,125/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$42,700/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,862
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,480
−HK$628/mo
Today · 4.125%
HK$21,108
baseline
▲ 0.50% · 4.625%
HK$22,392
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$42,216/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,097
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,689
−HK$601/mo
Today · 4.125%
HK$23,290
baseline
▲ 0.50% · 4.625%
HK$24,518
+HK$1,228/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$46,580/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,517
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$680/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,258
+HK$1,391/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$651/mo
Today · 4.125%
HK$25,231
baseline
▲ 0.50% · 4.625%
HK$26,561
+HK$1,330/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,462/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$733/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$26,124
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,471
−HK$701/mo
Today · 4.125%
HK$27,172
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,344/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,600
−HK$785/mo
Today · 4.125%
HK$26,385
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,770/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,621
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$751/mo
Today · 4.125%
HK$29,113
baseline
▲ 0.50% · 4.625%
HK$30,648
+HK$1,535/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,226/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,307
−HK$837/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,712/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$802/mo
Today · 4.125%
HK$31,054
baseline
▲ 0.50% · 4.625%
HK$32,691
+HK$1,637/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,108/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,014
−HK$889/mo
Today · 4.125%
HK$29,903
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,819/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,806/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,304
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,143
−HK$852/mo
Today · 4.125%
HK$32,995
baseline
▲ 0.50% · 4.625%
HK$34,734
+HK$1,739/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,990/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,793
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,720
−HK$942/mo
Today · 4.125%
HK$31,662
baseline
▲ 0.50% · 4.625%
HK$33,588
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,324/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,145
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,034
−HK$902/mo
Today · 4.125%
HK$34,936
baseline
▲ 0.50% · 4.625%
HK$36,777
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,872/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).