▼ 0.50% · 3.625%
HK$16,189
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,692
−HK$512/mo
Today · 4.125%
HK$17,204
baseline
▲ 0.50% · 4.625%
HK$18,251
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,408/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,010
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,493
−HK$490/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$19,984
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,808
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,362
−HK$562/mo
Today · 4.125%
HK$18,924
baseline
▲ 0.50% · 4.625%
HK$20,076
+HK$1,152/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,848/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,811
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$539/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$21,982
+HK$1,101/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,427
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,031
−HK$614/mo
Today · 4.125%
HK$20,645
baseline
▲ 0.50% · 4.625%
HK$21,901
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,290/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,612
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,192
−HK$588/mo
Today · 4.125%
HK$22,780
baseline
▲ 0.50% · 4.625%
HK$23,980
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,560/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,046
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$665/mo
Today · 4.125%
HK$22,365
baseline
▲ 0.50% · 4.625%
HK$23,726
+HK$1,361/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,730/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,413
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$637/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$25,979
+HK$1,301/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,664
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,369
−HK$717/mo
Today · 4.125%
HK$24,086
baseline
▲ 0.50% · 4.625%
HK$25,551
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,172/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,214
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,890
−HK$686/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$27,977
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,039
−HK$767/mo
Today · 4.125%
HK$25,806
baseline
▲ 0.50% · 4.625%
HK$27,376
+HK$1,570/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,612/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,015
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,739
−HK$735/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$29,975
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$819/mo
Today · 4.125%
HK$27,527
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,674/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,054/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,816
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,589
−HK$784/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,601/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,377
−HK$870/mo
Today · 4.125%
HK$29,247
baseline
▲ 0.50% · 4.625%
HK$31,027
+HK$1,780/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,494/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,617
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,438
−HK$833/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$33,972
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$921/mo
Today · 4.125%
HK$30,967
baseline
▲ 0.50% · 4.625%
HK$32,852
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,934/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,418
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,287
−HK$882/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$35,970
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,988 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).