▼ 0.50% · 3.625%
HK$19,488
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$616/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,261
−HK$590/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,437
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,103
−HK$678/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$24,167
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,848
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$648/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,461
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,385
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,113
−HK$739/mo
Today · 4.125%
HK$24,852
baseline
▲ 0.50% · 4.625%
HK$26,364
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,704/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,714
−HK$708/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$28,867
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$801/mo
Today · 4.125%
HK$26,923
baseline
▲ 0.50% · 4.625%
HK$28,561
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,846/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,940
−HK$767/mo
Today · 4.125%
HK$29,707
baseline
▲ 0.50% · 4.625%
HK$31,273
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,414/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,132
−HK$862/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,352
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,166
−HK$826/mo
Today · 4.125%
HK$31,992
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,984/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,232
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$924/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$885/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$986/mo
Today · 4.125%
HK$33,136
baseline
▲ 0.50% · 4.625%
HK$35,152
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,272/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,688
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$944/mo
Today · 4.125%
HK$36,562
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,124/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$1,047/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,844
−HK$1,003/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$40,895
+HK$2,048/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$1,109/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$2,268/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,061/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,168/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,390 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).