▼ 0.50% · 3.625%
HK$2,379
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,453
−HK$76/mo
Today · 4.125%
HK$2,529
baseline
▲ 0.50% · 4.625%
HK$2,682
+HK$153/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,058/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,647
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$72/mo
Today · 4.125%
HK$2,790
baseline
▲ 0.50% · 4.625%
HK$2,937
+HK$147/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,580/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,699
−HK$82/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,951
+HK$170/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,912
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$79/mo
Today · 4.125%
HK$3,069
baseline
▲ 0.50% · 4.625%
HK$3,231
+HK$162/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$6,138/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$90/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,219
+HK$185/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$86/mo
Today · 4.125%
HK$3,348
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$176/mo
Deposit HK$417K · loan HK$626K · min. income ≈ HK$6,696/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,093
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$98/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,487
+HK$200/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,533
−HK$94/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$191/mo
Deposit HK$365K · loan HK$678K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,435
−HK$105/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$215/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$101/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,112
+HK$206/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$113/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$231/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$108/mo
Today · 4.125%
HK$4,185
baseline
▲ 0.50% · 4.625%
HK$4,406
+HK$221/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$8,370/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$121/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$246/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$115/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$235/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$261/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$122/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$250/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$135/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$277/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$130/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$265/mo
Deposit HK$104K · loan HK$939K · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).