▼ 0.50% · 3.625%
HK$2,522
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$80/mo
Today · 4.125%
HK$2,680
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$163/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,360/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$76/mo
Today · 4.125%
HK$2,957
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$156/mo
Deposit HK$553K · loan HK$553K · min. income ≈ HK$5,914/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,774
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$87/mo
Today · 4.125%
HK$2,948
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$180/mo
Deposit HK$498K · loan HK$608K · min. income ≈ HK$5,896/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$84/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$172/mo
Deposit HK$498K · loan HK$608K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,026
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$95/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$196/mo
Deposit HK$442K · loan HK$664K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$92/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$187/mo
Deposit HK$442K · loan HK$664K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,279
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,381
−HK$103/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$212/mo
Deposit HK$387K · loan HK$719K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$100/mo
Today · 4.125%
HK$3,845
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$202/mo
Deposit HK$387K · loan HK$719K · min. income ≈ HK$7,690/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,531
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$111/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$229/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$107/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$218/mo
Deposit HK$332K · loan HK$774K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$119/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$245/mo
Deposit HK$277K · loan HK$830K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$115/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$234/mo
Deposit HK$277K · loan HK$830K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$127/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$221K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,610
−HK$122/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$249/mo
Deposit HK$221K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$135/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$278/mo
Deposit HK$166K · loan HK$940K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$129/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$265/mo
Deposit HK$166K · loan HK$940K · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$143/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$294/mo
Deposit HK$111K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$111K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).