▼ 0.50% · 3.625%
HK$2,449
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$77/mo
Today · 4.125%
HK$2,603
baseline
▲ 0.50% · 4.625%
HK$2,761
+HK$158/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,206/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,725
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$74/mo
Today · 4.125%
HK$2,872
baseline
▲ 0.50% · 4.625%
HK$3,023
+HK$151/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,744/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,778
−HK$85/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,037
+HK$174/mo
Deposit HK$483K · loan HK$591K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,997
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$81/mo
Today · 4.125%
HK$3,159
baseline
▲ 0.50% · 4.625%
HK$3,326
+HK$167/mo
Deposit HK$483K · loan HK$591K · min. income ≈ HK$6,318/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,939
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$93/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$190/mo
Deposit HK$430K · loan HK$644K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$88/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$182/mo
Deposit HK$430K · loan HK$644K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$101/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$206/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$97/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$196/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$108/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$222/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$104/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$212/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$238/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,197
−HK$111/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$124/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$253/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$118/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,838
+HK$243/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$132/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$269/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$127/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$257/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$139/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$285/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$134/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$272/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).