▼ 0.50% · 3.625%
HK$2,371
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,445
−HK$75/mo
Today · 4.125%
HK$2,520
baseline
▲ 0.50% · 4.625%
HK$2,673
+HK$153/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,040/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,638
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,709
−HK$71/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,927
+HK$147/mo
Deposit HK$520K · loan HK$520K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,608
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,689
−HK$83/mo
Today · 4.125%
HK$2,772
baseline
▲ 0.50% · 4.625%
HK$2,941
+HK$169/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$5,544/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,902
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,980
−HK$79/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$161/mo
Deposit HK$468K · loan HK$572K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,845
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,934
−HK$90/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,208
+HK$184/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,166
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$87/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,512
+HK$175/mo
Deposit HK$416K · loan HK$624K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$98/mo
Today · 4.125%
HK$3,276
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$199/mo
Deposit HK$364K · loan HK$676K · min. income ≈ HK$6,552/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$94/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,805
+HK$190/mo
Deposit HK$364K · loan HK$676K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$312K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$101/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$205/mo
Deposit HK$312K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$113/mo
Today · 4.125%
HK$3,780
baseline
▲ 0.50% · 4.625%
HK$4,010
+HK$230/mo
Deposit HK$260K · loan HK$780K · min. income ≈ HK$7,560/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$108/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,391
+HK$220/mo
Deposit HK$260K · loan HK$780K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$245/mo
Deposit HK$208K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$115/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$234/mo
Deposit HK$208K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$128/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$260/mo
Deposit HK$156K · loan HK$884K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$122/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$249/mo
Deposit HK$156K · loan HK$884K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$104K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$129/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$264/mo
Deposit HK$104K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).