▼ 0.50% · 3.625%
HK$2,000
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,062
−HK$64/mo
Today · 4.125%
HK$2,126
baseline
▲ 0.50% · 4.625%
HK$2,255
+HK$129/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,252/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,225
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,285
−HK$60/mo
Today · 4.125%
HK$2,345
baseline
▲ 0.50% · 4.625%
HK$2,469
+HK$124/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,690/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,200
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,269
−HK$69/mo
Today · 4.125%
HK$2,338
baseline
▲ 0.50% · 4.625%
HK$2,481
+HK$143/mo
Deposit HK$395K · loan HK$482K · min. income ≈ HK$4,676/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,448
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,513
−HK$67/mo
Today · 4.125%
HK$2,580
baseline
▲ 0.50% · 4.625%
HK$2,716
+HK$136/mo
Deposit HK$395K · loan HK$482K · min. income ≈ HK$5,160/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,400
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,475
−HK$76/mo
Today · 4.125%
HK$2,551
baseline
▲ 0.50% · 4.625%
HK$2,706
+HK$155/mo
Deposit HK$351K · loan HK$526K · min. income ≈ HK$5,102/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,670
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,742
−HK$73/mo
Today · 4.125%
HK$2,815
baseline
▲ 0.50% · 4.625%
HK$2,963
+HK$148/mo
Deposit HK$351K · loan HK$526K · min. income ≈ HK$5,630/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,600
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,681
−HK$82/mo
Today · 4.125%
HK$2,763
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$169/mo
Deposit HK$307K · loan HK$570K · min. income ≈ HK$5,526/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,893
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$79/mo
Today · 4.125%
HK$3,049
baseline
▲ 0.50% · 4.625%
HK$3,210
+HK$161/mo
Deposit HK$307K · loan HK$570K · min. income ≈ HK$6,098/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$89/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$181/mo
Deposit HK$263K · loan HK$614K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$85/mo
Today · 4.125%
HK$3,284
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$173/mo
Deposit HK$263K · loan HK$614K · min. income ≈ HK$6,568/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,000
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$95/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$194/mo
Deposit HK$219K · loan HK$658K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,338
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,427
−HK$91/mo
Today · 4.125%
HK$3,518
baseline
▲ 0.50% · 4.625%
HK$3,704
+HK$186/mo
Deposit HK$219K · loan HK$658K · min. income ≈ HK$7,036/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,200
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$101/mo
Today · 4.125%
HK$3,401
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$207/mo
Deposit HK$175K · loan HK$702K · min. income ≈ HK$6,802/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,560
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$97/mo
Today · 4.125%
HK$3,753
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$198/mo
Deposit HK$175K · loan HK$702K · min. income ≈ HK$7,506/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$108/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$220/mo
Deposit HK$132K · loan HK$746K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$103/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$210/mo
Deposit HK$132K · loan HK$746K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$114/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,059
+HK$233/mo
Deposit HK$88K · loan HK$789K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$109/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$222/mo
Deposit HK$88K · loan HK$789K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).