▼ 0.50% · 3.625%
HK$2,086
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,150
−HK$66/mo
Today · 4.125%
HK$2,216
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$135/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,432/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,320
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,382
−HK$64/mo
Today · 4.125%
HK$2,446
baseline
▲ 0.50% · 4.625%
HK$2,574
+HK$128/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,892/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,294
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,366
−HK$72/mo
Today · 4.125%
HK$2,438
baseline
▲ 0.50% · 4.625%
HK$2,586
+HK$148/mo
Deposit HK$412K · loan HK$503K · min. income ≈ HK$4,876/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,552
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,621
−HK$69/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,832
+HK$142/mo
Deposit HK$412K · loan HK$503K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,503
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,581
−HK$79/mo
Today · 4.125%
HK$2,660
baseline
▲ 0.50% · 4.625%
HK$2,821
+HK$161/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,320/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,784
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,859
−HK$76/mo
Today · 4.125%
HK$2,935
baseline
▲ 0.50% · 4.625%
HK$3,089
+HK$154/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,870/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,711
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,796
−HK$85/mo
Today · 4.125%
HK$2,881
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$176/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$5,762/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,097
−HK$82/mo
Today · 4.125%
HK$3,179
baseline
▲ 0.50% · 4.625%
HK$3,347
+HK$168/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$6,358/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,920
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$92/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$189/mo
Deposit HK$274K · loan HK$640K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$89/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$180/mo
Deposit HK$274K · loan HK$640K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,128
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,226
−HK$99/mo
Today · 4.125%
HK$3,325
baseline
▲ 0.50% · 4.625%
HK$3,527
+HK$202/mo
Deposit HK$229K · loan HK$686K · min. income ≈ HK$6,650/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,480
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,574
−HK$94/mo
Today · 4.125%
HK$3,668
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$194/mo
Deposit HK$229K · loan HK$686K · min. income ≈ HK$7,336/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$105/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$216/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$101/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$206/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$229/mo
Deposit HK$137K · loan HK$777K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$107/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$220/mo
Deposit HK$137K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$118/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$243/mo
Deposit HK$91K · loan HK$823K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$114/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$232/mo
Deposit HK$91K · loan HK$823K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).