▼ 0.50% · 3.625%
HK$2,315
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,387
−HK$73/mo
Today · 4.125%
HK$2,460
baseline
▲ 0.50% · 4.625%
HK$2,609
+HK$149/mo
Deposit HK$508K · loan HK$508K · min. income ≈ HK$4,920/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,575
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,644
−HK$70/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$143/mo
Deposit HK$508K · loan HK$508K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,546
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,625
−HK$81/mo
Today · 4.125%
HK$2,706
baseline
▲ 0.50% · 4.625%
HK$2,870
+HK$164/mo
Deposit HK$457K · loan HK$558K · min. income ≈ HK$5,412/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$78/mo
Today · 4.125%
HK$2,986
baseline
▲ 0.50% · 4.625%
HK$3,143
+HK$157/mo
Deposit HK$457K · loan HK$558K · min. income ≈ HK$5,972/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,778
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$88/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,131
+HK$179/mo
Deposit HK$406K · loan HK$609K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$84/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$172/mo
Deposit HK$406K · loan HK$609K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,103
−HK$95/mo
Today · 4.125%
HK$3,198
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$194/mo
Deposit HK$355K · loan HK$660K · min. income ≈ HK$6,396/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$91/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$186/mo
Deposit HK$355K · loan HK$660K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,240
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,341
−HK$103/mo
Today · 4.125%
HK$3,444
baseline
▲ 0.50% · 4.625%
HK$3,653
+HK$209/mo
Deposit HK$305K · loan HK$711K · min. income ≈ HK$6,888/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,702
−HK$98/mo
Today · 4.125%
HK$3,800
baseline
▲ 0.50% · 4.625%
HK$4,000
+HK$200/mo
Deposit HK$305K · loan HK$711K · min. income ≈ HK$7,600/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$110/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$224/mo
Deposit HK$254K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$105/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$215/mo
Deposit HK$254K · loan HK$761K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,703
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,819
−HK$117/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$239/mo
Deposit HK$203K · loan HK$812K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$112/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$229/mo
Deposit HK$203K · loan HK$812K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$125/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,436
+HK$254/mo
Deposit HK$152K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$119/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$243/mo
Deposit HK$152K · loan HK$863K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,296
−HK$132/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$269/mo
Deposit HK$102K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,635
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$126/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$258/mo
Deposit HK$102K · loan HK$914K · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).