▼ 0.50% · 3.625%
HK$2,376
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,450
−HK$75/mo
Today · 4.125%
HK$2,525
baseline
▲ 0.50% · 4.625%
HK$2,679
+HK$154/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,050/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,644
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,715
−HK$72/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,933
+HK$146/mo
Deposit HK$521K · loan HK$521K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,614
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,695
−HK$83/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$169/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$79/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,227
+HK$162/mo
Deposit HK$469K · loan HK$573K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,852
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,940
−HK$91/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$184/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,172
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$86/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,520
+HK$176/mo
Deposit HK$417K · loan HK$625K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,089
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,185
−HK$98/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$200/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,437
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$94/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$190/mo
Deposit HK$365K · loan HK$677K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$106/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,751
+HK$215/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$101/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$206/mo
Deposit HK$313K · loan HK$730K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,565
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$113/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$231/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$108/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$220/mo
Deposit HK$261K · loan HK$782K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$120/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$246/mo
Deposit HK$208K · loan HK$834K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$116/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$235/mo
Deposit HK$208K · loan HK$834K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$127/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$156K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$276/mo
Deposit HK$104K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$130/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$264/mo
Deposit HK$104K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).